Santa Rosa County property record for 8881 Cagle Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,533 sqft · built 1992 |
| Lot Size | 0.254 acres (11,064 sqft) |
| Owner | Individual Name on File |
| Last Sale | $174,500 (Jun 2016) |
| Tax Bill | $1,878 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Line of Credit Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-2S-26-1960-00000-0020 |
| Primary APN | 21-2S-26-1960-00000-0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,533 sqft Living Area |
| Gross Area | 3,504 sqft |
| 1st Floor Area | 1,533 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 11,064 sqft (0.254 acres) |
| Lot Dimensions | 135 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 1,187 sqft |
| Patio Area | 384 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8881 CAGLE DR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-2128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2-HON |
| Legal Description | JACKSON TRAIL LOT 2 AS DES IN OR 3532 PG 310 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 21 |
| Legal Subdivision | JACKSON TRAIL |
| Legal Lot Number | 2 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10827 |
8881 Cagle Dr is owned and occupied by an individual who bought it in June 2016.
Source: Santa Rosa County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8881 CAGLE DR, NAVARRE, FL 32566-2128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2026 | Quit Claim Deed, Transfer · Line of Credit NEW AMERICAN FUNDING |
| Apr 7, 2022 | Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2016 · Amount on File |
| Deed Sale | Jun 1, 2016 · Amount on File |
| Deed Book / Page | 3532 / 310 |
| Prior Transfer Date | Aug 17, 2015 |
| Prior Transfer Doc | 0034541175 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 6, 2026 |
| Property Address | 8881 CAGLE DR, NAVARRE, FL 32566-2128 |
| Document Number | 0000050221 |
| Book / Page | 4796 / 343 |
| Instrument Date | Oct 1, 2026 |
| Instrument | 202650221 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | IN TITLE, FIN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8881 CAGLE DR, NAVARRE, FL 32566-2128 |
| Document Number | 0000050222, |
|---|---|
| Date | Oct 6, 2026 |
| Instrument | 202650222 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8881 CAGLE DR, NAVARRE, FL 32566-2128 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 8881 CAGLE DR, NAVARRE, FL 32566-2128 |
| Document Number | 0042681572 |
|---|---|
| Date | Apr 7, 2022 |
| Book Page | 4268/1572 |
| Instrument | 202220955 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
The 2025 property tax bill for 8881 Cagle Dr was $1,878 with exemptions applied, up 4.1% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,878.00 (+4.1%) Homeowner's exemption Veteran's exemption | $189,114 (+2.9%) | $299,517 (+7.45%) Land $50,000 Building $249,517 |
| 2024 | $1,804.00 (+2.91%) Homeowner's exemption Disabled Person's exemption | $183,784 (+3%) | $278,757 (+2.89%) Land $45,000 Building $233,757 |
| 2023 | $1,753.00 (+3.24%) Homeowner's exemption Disabled Person's exemption | $178,431 (+3%) | $270,939 (+5.92%) Land $40,000 Building $230,939 |
| 2022 | $1,698.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $173,234 | $255,800 Land $35,000 Building $220,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8881 Cagle Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 117 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 117 in force |
| Nearby Flood Claims | 7 (2014–2025) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 8881 Cagle Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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