Santa Rosa County property record for 8857 Cagle Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,553 sqft · built 1993 |
| Lot Size | 0.253 acres (11,064 sqft) |
| Owner | Company Name on Record |
| Last Sale | $349,900 (Aug 2022) |
| Tax Bill | $2,849 (2024) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Apr 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-2S-26-1960-00000-0060 |
| Primary APN | 21-2S-26-1960-00000-0060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,553 sqft Heated Area |
| Gross Area | 2,265 sqft |
| 1st Floor Area | 2,006 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 11,064 sqft (0.253 acres) |
| Lot Dimensions | 1,350 ft deep x 820 ft wide |
| Garage Area | 453 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 259 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 212S261960000000060 |
|---|---|
| Street Address | 8857 CAGLE DR |
| City | NAVARRE |
| State | FL |
| Zip | 32566-2128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2-HON |
| Legal Description | *ENHNCD LIFE EST* RESRVD IN: LOT 6 JACKSON TRAIL AS DES IN OR 4317 PG 1556 & E-L/E RES IN OR 4534 PG 1125 |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 21 |
| Legal Subdivision | JACKSON TRAIL |
| Legal Lot Number | 6 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10827 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 8874 CAGLE DR, NAVARRE, FL 32566-2128 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY LENDING GROUP LLC |
| Apr 5, 2019 | Warranty Deed, Transfer · VA Mortgage INTERLINC MORTGAGE SERVICES LLC |
| Nov 28, 2017 | Warranty Deed, Transfer · VA Mortgage INTERLINC MORTGAGE SERVICES LLC |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2022 · Amount on Record |
| Deed Sale | Aug 18, 2022 · Amount on Record |
| Prior Sale | Aug 18, 2022 · Amount on Record |
| Deed Document Number | 0043171556 |
| Deed Book / Page | 4317 / 1556 |
| Last Transfer Date | Aug 21, 2024 |
| Transfer Doc | 0045341125 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 18, 2022 |
| Property Address | 8857 CAGLE DR, NAVARRE, FL 32566-2128 |
| Document Number | 0043171556 |
| Book / Page | 4317 / 1556 |
| Map Reference | MB E PG 77 |
| Instrument Date | Aug 15, 2022 |
| Instrument | 202248315 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2022 |
| Title Company | KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,449.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8857 CAGLE DR, 8857, NAVARRE, FL 32566-2128 |
| Name | Verified Name |
|---|---|
| Address | 8874 CAGLE DR, NAVARRE, FL 32566-2128 |
| Document Number | 0043171559 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 4317/1559 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Sep 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.8% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 5, 2019 |
| Property Address | 8857 CAGLE DR, NAVARRE, FL 32566-2128 |
| Document Number | 0038171481 |
| Book / Page | 3817 / 1481 |
| Map Reference | MB E PG 77 |
| Instrument Date | Apr 4, 2019 |
| Instrument | 201913607 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8857 CAGLE DR, 8857, GULF BREEZE, FL 32566-2128 |
| Name | Verified Name |
|---|---|
| Address | 206 HUDSON DR NW, FORT WALTON BEACH, FL 32548-4222 |
| Document Number | 0038171484 |
|---|---|
| Date | Apr 5, 2019 |
| Instrument | 3817/1484 |
| Name | INTERLINC MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 28, 2017 |
| Property Address | 8857 CAGLE DR, NAVARRE, FL 32566-2128 |
| Document Number | 0036811330 |
| Book / Page | 3681 / 1330 |
| Map Reference | MB E PG77 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 201748914 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,393.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1901 RUE LA, 1901, NAVARRE, FL 32566 |
| Name | Verified Name |
|---|---|
| Address | 924 LAWTON CT, FORT WALTON BEACH, FL 32547-1973 |
| Document Number | 0201748915 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 201748915 |
| Name | INTERLINC MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,849.00 (+1.5%) | $237,264 (+2.86%) Land $45,000 Building $192,264 | $237,264 (+2.86%) Land $45,000 Building $192,264 |
| 2023 | $2,807.00 (+13.09%) | $230,660 (+8.72%) Land $40,000 Building $190,660 | $230,660 (+8.72%) Land $40,000 Building $190,660 |
| 2022 | $2,482.00 | $212,158 | $212,158 Land $35,000 Building $177,158 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 117 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 117 in force |
| Nearby Flood Claims | 7 (2014–2025) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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