Owen County property record for 885 E Hillside Ave, Spencer, IN 47460
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,940 sqft · built 1950 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $156,600 (Jul 2005) |
| Tax Bill | $1,698 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-10-21-200-120.000-027 |
| Primary APN | 60-10-21-200-120.000-027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,940 sqft Living Area |
| 1st Floor Area | 1,940 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 78,408 sqft (1.8 acres) |
| Terrain | High |
| Garage Type | Mixed |
| Garage Area | 1,014 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Gravity Furnace |
|---|
| Account Number | 00001029939 |
|---|---|
| Street Address | 885 E HILLSIDE AVE |
| City | SPENCER |
| State | IN |
| Zip | 47460-5579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN NE SW S21 T10 R3 .50A IN S21 T10 R3 1.30A |
| Legal Range | 3 |
| Legal Township | 10 |
| Legal Section | 21 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 955800 |
Source: Owen County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 885 E HILLSIDE AVE, SPENCER, IN 47460-5579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2005 · Amount on Record |
| Deed Sale | Jul 25, 2005 · Amount on Record |
| Deed Document Number | 2005162264 |
| Deed Book / Page | 220 / 570 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN IN |
| Property Address | 885 E HILLSIDE AVE, SPENCER, IN 47460-5579 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 222084 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 222084 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Washington Township |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,698.00 (+16.46%) Homeowner's exemption | $272,200 (+41.04%) Land $37,200 Building $235,000 | $272,200 (+41.04%) Land $37,200 Building $235,000 |
| 2024 | $1,458.00 (-0.41%) | ||
| 2023 | $1,464.00 (-0.2%) | $193,000 Land $33,000 Building $160,000 | $193,000 Land $33,000 Building $160,000 |
| 2022 | $1,467.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 15 (2003–2025) |
| Claims Outside the SFHA | 4 of 15 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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