1000 E Hillside Ave, Spencer, IN 47460 Property Records

Owen County property record for 1000 E Hillside Ave, Spencer, IN 47460

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,319 sqft · built 2016
Lot Size	26.2 acres (1,142,143 sqft)
Owner	Individual Name on File
Tax Bill	$3,407 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`60-10-21-100-060.001-027`

Property Details

APN / Parcel Number

Primary APN	`60-10-21-100-060.001-027`
Alternative APN	`00001025597`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,319 sqft Living Area
1st Floor Area	2,319 sqft
Basement Area	2,571 sqft
Finished Basement	2,571 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Roof Material	Asphalt
Lot Area	1,142,143 sqft (26.2 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	836 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001025597
Street Address	1000 E HILLSIDE AVE
City	SPENCER
State	IN
Zip	47460-6799
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	IN S21 T10 R3 26.22A
Legal Range	3
Legal Township	10
Legal Section	21
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1024
Census Tract	955800

Owner

Source: Owen County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1000 E HILLSIDE AVE, SPENCER, IN 47460-6799
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · FmHA Mortgage NORTHWEST BANK
May 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage OWEN COUNTY STATE BANK
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 25, 2016
Transfer Doc	0000204706
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	1000 E HILLSIDE AVE, SPENCER, IN 47460-6799
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000242924
Date	Mar 10, 2026
Instrument	242924

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	FmHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 3, 2041

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	1000 E HILLSIDE AVE, SPENCER, IN 47460-6799
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000208863
Date	May 16, 2017
Instrument	208863

Lender

Name	OWEN COUNTY STATE BANK
Type	Bank
Address	SPENCER, IN 47460

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	1000 E HILLSIDE AVE, SPENCER, IN 47460-6799
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000223102
Date	Jan 5, 2021
Instrument	223102

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	1000 E HILLSIDE AVE, SPENCER, IN 47460-6799
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000219788
Date	Mar 17, 2020
Instrument	219788

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,407.00 (-7.84%) Homeowner's exemption	$495,600 (+8.83%) Land $35,800 Building $459,800	$495,600 (+8.83%) Land $35,800 Building $459,800
2024	$3,697.00 (+6.27%)
2023	$3,479.00 (-0.43%)	$455,400 Land $30,200 Building $425,200	$455,400 Land $30,200 Building $425,200
2022	$3,494.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	15 (2003–2025)
Claims Outside the SFHA	4 of 15
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 2 claims Severe Storms, Flooding, And Tornadoes, Jun 2008 · 7 claims Severe Winter Storms And Flooding, Jan 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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