312 E Hillside Ave, Spencer, IN 47460 Property Records

Owen County property record for 312 E Hillside Ave, Spencer, IN 47460

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,409 sqft · built 2018
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$20,900 (Jun 2018)
Tax Bill	$2,107 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60-10-21-300-400.363-028`

Property Details

APN / Parcel Number

Primary APN	`60-10-21-300-400.363-028`
Alternative APN	`00002325354`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,409 sqft Living Area
1st Floor Area	1,409 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	60 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00002325354
Street Address	312 E HILLSIDE AVE
City	SPENCER
State	IN
Zip	47460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLETCHERS 1ST ADD PT LOT 12 & FLETCHERS 1ST ADD PT LOT 13 AKA TRACT B
Legal Subdivision	FLETCHERS ADDITION
Legal Tract	B
Legal Lot Number	12,13
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4005
Census Tract	955800

Owner

Source: Owen County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 586, SPENCER, IN 47460-0586
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage HALLMARK HOME MORTGAGE LLC
Jan 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage OWEN COUNTY STATE BANK
Jun 28, 2018	Quit Claim Deed, Transfer · Construction Mortgage OWEN COUNTY STATE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 28, 2018 · Amount on Record
Deed Sale	Jun 28, 2018 · Amount on Record
Prior Sale	Jun 28, 2018 · Amount on Record
Deed Document Number	20184919413
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	312 E HILLSIDE AVE, SPENCER, IN 47460
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000220598
Date	Jun 9, 2020
Instrument	220598

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company
Address	FORT WAYNE, IN 46825

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	312 E HILLSIDE AVE, SPENCER, IN 47460
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000215207
Date	Jan 11, 2019
Instrument	215207

Lender

Name	OWEN COUNTY STATE BANK
Type	Bank
Address	SPENCER, IN 47460

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 31, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OWEN IN
Recording Date	Jun 28, 2018
Property Address	312 E HILLSIDE AVE, SPENCER, IN 47460
Document Number	0000213307
Map Reference	DOC 205199
Instrument Date	Jun 28, 2018
Instrument	213307
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 E HILLSIDE AVE, SPENCER, IN 47460-1423

Mortgage

Document Number	0000213600
Date	Jun 28, 2018
Instrument	213600

Lender

Name	OWEN COUNTY STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Apr 20, 2019

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Municipality	Spencer Town
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,107.00 (-14.56%) Homeowner's exemption	$242,200 (+5.63%) Land $18,000 Building $224,200	$242,200 (+5.63%) Land $18,000 Building $224,200
2024	$2,466.00 (+7.54%)
2023	$2,293.00 (+54.31%)	$229,300 Land $17,900 Building $211,400	$229,300 Land $17,900 Building $211,400
2022	$1,486.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	49 (1993–2025)
Claims Outside the SFHA	3 of 49
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 24 claims Severe Winter Storms And Flooding, Jan 2005 · 16 claims Severe Storms, Tornadoes, And Flooding, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BBP WATER COMPANY serves 9,903 people · EPA ID IN5260001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: South Central Indiana Rural Electric Membership.

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