815 E Hillside Ave, Spencer, IN 47460 Property Records

Owen County property record for 815 E Hillside Ave, Spencer, IN 47460

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,632 sqft · built 1950
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on Record
Last Sale	$167,500 (Jul 2016)
Tax Bill	$2,205 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-10-21-200-150.000-027`

Property Details

APN / Parcel Number

Primary APN	`60-10-21-200-150.000-027`
Alternative APN	`00001030850`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,632 sqft Living Area
1st Floor Area	2,632 sqft
Basement Area	974 sqft
Unfinished Basement	974 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1995
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	40,511 sqft (0.93 acres)
Terrain	High
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00001030850
Street Address	815 E HILLSIDE AVE
City	SPENCER
State	IN
Zip	47460-5579
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 S1/2 NW S21 T10 R3 .93A
Legal Range	3
Legal Township	10
Legal Section	21
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1024
Census Tract	955800

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	815 E HILLSIDE AVE, SPENCER, IN 47460-5579
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2016 · Amount on Record
Deed Sale	Jul 11, 2016 · Amount on Record
Deed Document Number	20164100472
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	815 E HILLSIDE AVE, SPENCER, IN 47460-5579
Transaction Type	Mortgage
Record Updated	Sep 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	226075
Date	Aug 17, 2021
Instrument	226075

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,205.00 (+12.1%) Homeowner's exemption	$346,000 (+39.35%) Land $29,600 Building $316,400	$346,000 (+39.35%) Land $29,600 Building $316,400
2024	$1,967.00 (+6.84%)
2023	$1,841.00 (-36.95%)	$248,300 (+6.98%) Land $24,700 Building $223,600	$248,300 (+6.98%) Land $24,700 Building $223,600
2022	$2,920.00	$232,100 Land $24,700 Building $207,400	$232,100 Land $24,700 Building $207,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	15 (2003–2025)
Claims Outside the SFHA	4 of 15
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 2 claims Severe Storms, Flooding, And Tornadoes, Jun 2008 · 7 claims Severe Winter Storms And Flooding, Jan 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: South Central Indiana REMC.

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