Indian River County property record for 882 Gilbert St, Sebastian, FL 32958
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,776 sqft · built 1973 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Oct 2026) |
| Tax Bill | $5,286 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Oct 2025 Foreclosure + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-39-18-00001-4150-00008.0 |
| Primary APN | 31-39-18-00001-4150-00008.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,776 sqft Living Area |
| Gross Area | 2,194 sqft |
| 1st Floor Area | 1,776 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 100 ft deep x 95.8 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 810 sqft |
| Pool Area | 512 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 404 sqft |
| Patio Area | 900 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 882 GILBERT ST |
|---|---|
| City | SEBASTIAN |
| State | FL |
| Zip | 32958-5314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | SEBASTIAN HIGHLANDS UNIT 09 BLK 415 LOT 8 PBI 6-36A |
| Legal Range | 39E |
| Legal Township | 31S |
| Legal Section | 18 |
| Legal Subdivision | SEBASTIAN HIGHLANDS UNIT 9 |
| Legal Block | 415 |
| Legal Lot Number | 8 |
| Legal Unit | 9 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 50805 |
882 Gilbert St is owned and occupied by two individuals who bought it in October 2026.
Source: Indian River County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 882 GILBERT ST, SEBASTIAN, FL 32958-5314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 15, 2025 | Trustee's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY |
| Aug 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 18, 2018 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2026 · Amount on File |
| Deed Sale | Oct 5, 2026 · Amount on File |
| Prior Sale | Oct 15, 2025 · Amount on File |
| Deed Document Number | 202647278 |
| Deed Book / Page | 3893 / 1161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Oct 5, 2026 |
| Property Address | 882 GILBERT ST, SEBASTIAN, FL 32958-5314 |
| Document Number | 0000047278 |
| Book / Page | 3893 / 1161 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 202647278 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | PROFESSIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $268,660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 882 GILBERT ST, SEBASTIAN, FL 32958-5314 |
| Document Number | 0000047279, |
|---|---|
| Date | Oct 5, 2026 |
| Instrument | 202647279 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Oct 15, 2025 |
| Property Address | 882 GILBERT ST, SEBASTIAN, FL 32958-5314 |
| Document Number | 0038110737 |
| Book / Page | 3811 / 737 |
| Map Reference | MB 6 PG 36 |
| Instrument Date | Oct 14, 2025 |
| Instrument | 3120250051188 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 30, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,715.70 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 882 GILBERT ST, SEBASTIAN, FL 32958-5314 |
| Name | Verified Name |
|---|---|
| Address | 4055 12TH ST SW, VERO BEACH, FL 32968-4824 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 882 GILBERT ST, SEBASTIAN, FL 32958-5314 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 882 GILBERT ST, SEBASTIAN, FL 32958-5314 |
| Investor | Possibly a Property Investor |
| Document Number | 0036432298 |
|---|---|
| Date | Aug 17, 2023 |
| Book Page | 3643/2298 |
| Instrument | 3120230041815 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | SEBASTIAN, FL 32958 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Aug 1, 2063 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Sep 18, 2018 |
| Property Address | 882 GILBERT ST, SEBASTIAN, FL 32958-5314 |
| Document Number | 0031490862 |
| Book / Page | 3149 / 0862 |
| Map Reference | MB6 PG36 |
| Instrument Date | Sep 17, 2018 |
| Instrument | 3120180057231 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,469.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7700 CHRISTIN LEE CIR, 7700, KNOXVILLE, TN 37931-4543 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 882 GILBERT ST, SEBASTIAN, FL 32958-5314 |
| Investor | Possibly a Property Investor |
| Document Number | 3120180057232 |
|---|---|
| Date | Sep 18, 2018 |
| Instrument | 3120180057232 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 882 Gilbert St was $5,286, up 70.6% from the year before.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Sebastian City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,286.00 (+70.57%) | $286,354 (+44.29%) Land $38,060 Building $248,294 | $286,354 (-3.58%) Land $38,060 Building $248,294 |
| 2024 | $3,099.00 (+14.27%) | $198,459 (+3%) | $296,991 (+1.95%) Land $38,060 Building $258,931 |
| 2023 | $2,712.00 (+4.71%) | $192,679 (+3%) | $291,315 (+21.43%) Land $38,060 Building $253,255 |
| 2022 | $2,590.00 | $187,067 | $239,898 Land $27,186 Building $212,712 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 882 Gilbert St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 95 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 95 in force |
| Nearby Flood Claims | 9 (1999–2013) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Sep 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 882 Gilbert St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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