Indian River County property record for 857 Gilbert St, Sebastian, FL 32958
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 772 sqft · built 1961 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Sep 2022) |
| Tax Bill | $3,200 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-39-18-00001-4140-00008.0 |
| Primary APN | 31-39-18-00001-4140-00008.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 772 sqft Living Area |
| Gross Area | 1,108 sqft |
| 1st Floor Area | 772 sqft |
| Utility Area | 25 sqft |
| Utility Room | Utility Room |
| Flooring | Terrazzo |
| Interior Walls | Plaster |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Porch | Porch |
| Porch Area | 657 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 857 GILBERT ST |
|---|---|
| City | SEBASTIAN |
| State | FL |
| Zip | 32958-5313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | SEBASTIAN HIGHLANDS UNIT 09 BLK 414 LOT 8 PBI 6-36A |
| Legal Range | 39E |
| Legal Township | 31S |
| Legal Section | 18 |
| Legal Subdivision | SEBASTIAN HIGHLANDS UNIT 9 |
| Legal Block | 414 |
| Legal Lot Number | 8 |
| Legal Unit | 9 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 50805 |
857 Gilbert St is owned and occupied by an individual who bought it in September 2022.
Source: Indian River County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 857 GILBERT ST, SEBASTIAN, FL 32958-5313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 20, 2022 | Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC |
| Mar 26, 2020 | Deed of Trust, Mortgage MARINE BK |
| Mar 30, 2020 | Warranty Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2022 · Amount on File |
| Deed Sale | Sep 20, 2022 · Amount on File |
| Prior Sale | Mar 30, 2020 · Amount on File |
| Deed Document Number | 202257104 |
| Deed Book / Page | 3571 / 1624 |
| Prior Transfer Date | Feb 19, 2008 |
| Prior Transfer Doc | 0022460568 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Sep 20, 2022 |
| Property Address | 857 GILBERT ST, SEBASTIAN, FL 32958-5313 |
| Document Number | 0035711624 |
| Book / Page | 3571 / 1624 |
| Map Reference | MB 6 PG 36 |
| Instrument Date | Sep 13, 2022 |
| Instrument | 3120220057104 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2022 |
| Title Company | MAJESTY TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6555 LILY LN SW, 6555, VERO BEACH, FL 32968-8806 |
| Name | Verified Name |
|---|---|
| Address | 857 GILBERT ST, SEBASTIAN, FL 32958-5313 |
| Document Number | 0035711626 |
|---|---|
| Date | Sep 20, 2022 |
| Instrument | 3571/1626 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 857 GILBERT ST, SEBASTIAN, FL 32958-5313 |
| Document Number | 0032932102 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 359 MANLY AVE SEBASTIAN FL 329584605, SEBASTIAN, FL 32958-4605 |
| Document Number | 0032932102 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 003293/002102 |
| Instrument | 21888 |
| Name | MARINE BK |
|---|---|
| Type | Bank |
| Address | VERO BEACH, FL 32963 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 19, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Mar 30, 2020 |
| Property Address | 857 GILBERT ST, SEBASTIAN, FL 32958-5313 |
| Document Number | 0032890866 |
| Book / Page | 003289 / 000866 |
| Instrument Date | Mar 26, 2020 |
| Instrument | 18680 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $1,106.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 857 GILBERT ST SEBASTIAN FL 329585313, SEBASTIAN, FL 32958-5313 |
The 2025 property tax bill for 857 Gilbert St was $3,200 with exemptions applied.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Sebastian City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,200.00 Homeowner's exemption Widower's exemption | $206,662 Land $29,787 Building $176,875 | $206,662 Land $29,787 Building $176,875 |
| 2023 | $2,937.00 (+71.05%) | $211,725 (+60.41%) Land $29,787 Building $181,938 | $211,725 (+49.66%) Land $29,787 Building $181,938 |
| 2022 | $1,717.00 | $131,989 | $141,473 Land $21,276 Building $120,197 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 857 Gilbert St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 95 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 95 in force |
| Nearby Flood Claims | 9 (1999–2013) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Sep 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 857 Gilbert St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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