Indian River County property record for 858 Gilbert St, Sebastian, FL 32958
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 905 sqft · built 1972 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $294,000 (Sep 2025) |
| Tax Bill | $3,432 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jul 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-39-18-00001-4150-00011.0 |
| Primary APN | 31-39-18-00001-4150-00011.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 905 sqft Living Area |
| Gross Area | 1,191 sqft |
| 1st Floor Area | 905 sqft |
| Utility Area | 88 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 100 ft deep x 85 ft wide |
| View / Lot | Interior |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 270 sqft |
| Porch | Screened Porch |
| Porch Area | 286 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 858 GILBERT ST |
|---|---|
| City | SEBASTIAN |
| State | FL |
| Zip | 32958-5314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | SEBASTIAN HIGHLANDS UNIT 09 BLK 415 LOT 11 PBI 6-36A |
| Legal Range | 39E |
| Legal Township | 31S |
| Legal Section | 18 |
| Legal Subdivision | SEBASTIAN HIGHLANDS UNIT 9 |
| Legal Block | 415 |
| Legal Lot Number | 11 |
| Legal Unit | 9 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 50805 |
858 Gilbert St is owned and occupied by an individual who bought it in September 2025.
Source: Indian River County records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 858 GILBERT ST, SEBASTIAN, FL 32958-5314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 5, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 31, 2023 | Warranty Deed, Transfer · Commercial Mortgage CHASE CAPITAL HOLDINGS LLC |
| Apr 25, 2022 | Warranty Deed, Transfer FLORIDIAN TITLE LLC, FLORIDA TITLE LLC |
| Dec 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| Sep 24, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jun 1, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2025 · Amount on File |
| Deed Sale | Sep 5, 2025 · Amount on File |
| Prior Sale | Jun 9, 2025 · Amount on File |
| Deed Document Number | 202544156 |
| Deed Book / Page | 3802 / 1305 |
| Prior Transfer Date | Aug 24, 2010 |
| Prior Transfer Doc | 0024581281 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Sep 5, 2025 |
| Property Address | 858 GILBERT ST, SEBASTIAN, FL 32958-5314 |
| Document Number | 0038021305 |
| Book / Page | 3802 / 1305 |
| Map Reference | MB 6 PG 36&36A |
| Instrument Date | Sep 4, 2025 |
| Instrument | 3120250044156 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | VOGUE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,058.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 980 BIRMINGHAM RD STE 501, 501, MILTON, GA 30004-4421 |
| Name | Verified Name |
|---|---|
| Address | 858 GILBERT ST, SEBASTIAN, FL 32958-5314 |
| Document Number | 0038021307 |
|---|---|
| Date | Sep 5, 2025 |
| Instrument | 3802/1307 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jul 31, 2023 |
| Property Address | 858 GILBERT ST, SEBASTIAN, FL 32958-5314 |
| Document Number | 0036391945 |
| Book / Page | 3639 / 1945 |
| Map Reference | MB 6 PG 36-36A |
| Instrument Date | Jul 18, 2023 |
| Instrument | 3120230038744 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Title Company | SUPREME TITLE SOLUTIONS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,694.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 858 GILBERT ST, SEBASTIAN, FL 32958-5314 |
| Name | Verified Name |
|---|---|
| Address | 3225 MCLEOD DR, LAS VEGAS, NV 89121-2257 |
| Investor | Possibly a Property Investor |
| Document Number | 0036391948 |
|---|---|
| Date | Jul 31, 2023 |
| Book Page | 3639/1948 |
| Instrument | 3120230038746 |
| Name | CHASE CAPITAL HOLDINGS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ALPHARETTA, GA 30004 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 7 Months |
| Due | Feb 1, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Apr 25, 2022 |
| Property Address | 858 GILBERT ST, SEBASTIAN, FL 32958-5314 |
| Document Number | 0035340479 |
| Book / Page | 3534 / 479 |
| Map Reference | MB 6 PG 36 |
| Instrument Date | Apr 19, 2022 |
| Instrument | 3120220026525 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | FLORIDIAN TITLE LLC, FLORIDA TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,515.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 75 COQUINA AVE, 75, ST AUGUSTINE, FL 32080-4553 |
| Name | Verified Name |
|---|---|
| Address | 3908 ROOSEVELT ST, HOLLYWOOD, FL 33021-4955 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Dec 29, 2020 |
| Property Address | 858 GILBERT ST, SEBASTIAN, FL 32958-5314 |
| Document Number | 0033720705 |
| Book / Page | 3372 / 705 |
| Map Reference | MB 6 PG 36&36A |
| Instrument Date | Dec 15, 2020 |
| Instrument | 3120200078836 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | RIOMAR TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,113.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 132 NE 15TH TER, 132, STUART, FL 34994-1804 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 858 GILBERT ST, SEBASTIAN, FL 32958-5314 |
| Document Number | 3372707 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 3372/707 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Sep 24, 2020 |
| Property Address | 858 GILBERT ST, SEBASTIAN, FL 32958-5314 |
| Document Number | 0033411282 |
| Book / Page | 003341 / 001282 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 57019 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $420.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jun 1, 2017 |
| Property Address | 858 GILBERT ST, SEBASTIAN, FL 32958-5314 |
| Document Number | 0030291033 |
| Book / Page | 003029 / 001033 |
| Instrument Date | Jan 15, 2017 |
| Instrument | 31482 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 358 BOBWHITE TRL GROVETOWN GA 308135885, GROVETOWN, GA 30813-5885 |
The 2025 property tax bill for 858 Gilbert St was $3,432, down 1% from the year before.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Sebastian City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,432.00 (-1.04%) | $173,960 (-3.3%) Land $33,759 Building $140,201 | $173,960 (-3.3%) Land $33,759 Building $140,201 |
| 2024 | $3,468.00 (+148.07%) | $179,898 (+62.18%) Land $33,759 Building $146,139 | $179,898 (+2.01%) Land $33,759 Building $146,139 |
| 2023 | $1,398.00 (-45.39%) | $110,924 (-23.27%) | $176,360 (+22%) Land $33,759 Building $142,601 |
| 2022 | $2,560.00 | $144,562 Land $24,114 Building $120,448 | $144,562 Land $24,114 Building $120,448 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 858 Gilbert St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 95 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 95 in force |
| Nearby Flood Claims | 9 (1999–2013) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Sep 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 858 Gilbert St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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