Indian River County property record for 849 Gilbert St, Sebastian, FL 32958
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,130 sqft · built 1961 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $110,000 (Oct 2018) |
| Tax Bill | $1,528 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jan 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-39-18-00001-4140-00007.0 |
| Primary APN | 31-39-18-00001-4140-00007.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,130 sqft Living Area |
| 1st Floor Area | 1,130 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1961 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Tar & Gravel |
| Lot Area | 7,405 sqft (0.169 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Area | 216 sqft |
| Driveway | Driveway |
| Driveway Area | 320 sqft |
| Porch | Open Porch |
| Porch Area | 216 sqft |
| Account Number | 33278 |
|---|---|
| Street Address | 849 GILBERT ST |
| City | SEBASTIAN |
| State | FL |
| Zip | 32958-5313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | SEBASTIAN HIGHLANDS UNIT 09 BLK 414 LOT 7 PBI 6-36A |
| Legal Range | 39 |
| Legal Township | 31 |
| Legal Section | 18 |
| Legal Subdivision | SEBASTIAN HIGHLANDS UNIT 9 |
| Legal Block | 414 |
| Legal Lot Number | 7 |
| Legal Unit | 9 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 50805 |
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 849 GILBERT ST, SEBASTIAN, FL 32958-5313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 31, 2019 | Deed of Trust, Mortgage · FHA Mortgage EAGLE HOME MORTGAGE LLC |
| Jan 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 31, 2018 | Warranty Deed, Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC |
| Mar 6, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Mar 6, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2018 · Amount on Record |
| Deed Sale | Oct 31, 2018 · Amount on Record |
| Prior Sale | Mar 6, 2018 · Amount on Record |
| Deed Document Number | 3120180066248 |
| Deed Book / Page | 3160 / 0252 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 849 GILBERT ST, SEBASTIAN, FL 32958-5313 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 849 GILBERT ST, SEBASTIAN, FL 32958-5313 |
| Document Number | 0035511445 |
|---|---|
| Date | Jun 27, 2022 |
| Book Page | 3551/1445 |
| Instrument | 3120220040424 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 849 GILBERT ST, SEBASTIAN, FL 32958-5313 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST INTL TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0031810397 |
|---|---|
| Date | Jan 31, 2019 |
| Book Page | 3181/0397 |
| Instrument | 3120190006362 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33172 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 849 GILBERT ST, SEBASTIAN, FL 32958-5313 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 849 GILBERT ST, SEBASTIAN, FL 32958-5313 |
| Document Number | 0033742196 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 3374/2196 |
| Instrument | 3120210000555 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Oct 31, 2018 |
| Property Address | 849 GILBERT ST, SEBASTIAN, FL 32958-5313 |
| Document Number | 0031600252 |
| Book / Page | 3160 / 0252 |
| Map Reference | MB6 PG36&36A |
| Instrument Date | Oct 26, 2018 |
| Instrument | 3120180066248 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | FIRST INTL TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $770.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 625 US HIGHWAY 319 N, 625, MOULTRIE, GA 31768-1832 |
| Name | Verified Name |
|---|---|
| Address | 849 GILBERT ST, SEBASTIAN, FL 32958-5313 |
| Document Number | 3120180066249 |
|---|---|
| Date | Oct 31, 2018 |
| Instrument | 3120180066249 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Mar 6, 2018 |
| Property Address | 849 GILBERT ST, SEBASTIAN, FL 32958-5313 |
| Document Number | 0030971959 |
| Book / Page | 003097 / 001959 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 13413 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $700.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 325 US HWY 19 N MOULTRIE GA 31768, MOULTRIE, GA 31768 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Mar 6, 2018 |
| Property Address | 849 GILBERT ST, SEBASTIAN, FL 32958-5313 |
| Document Number | 0030971956 |
| Book / Page | 003097 / 001956 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 13410 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $525.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 148 NW MAGNOLIA LAKES BLVD PORT ST LUCIE FL 349863567, PORT ST LUCIE, FL 34986-3567 |
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Sebastian City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,528.00 (+34.51%) | $100,300 (+5.99%) | $147,547 (-1.35%) Land $29,787 Building $117,760 |
| 2023 | $1,136.00 (+5.09%) | $94,634 (+3%) | $149,560 (+23.43%) Land $29,787 Building $119,773 |
| 2022 | $1,081.00 | $91,878 | $121,166 Land $21,276 Building $99,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 95 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 95 in force |
| Nearby Flood Claims | 9 (1999–2013) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Sep 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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