881 Reflections Loop E, Winter Haven, FL 33884 Property Records

Polk County property record for 881 Reflections Loop E, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1999
Square Footage	1,679 sqft Living Area
Lot Size	13,090 sqft (0.301 acres)
Occupancy	Owner Occupied
Last Sale	$18,300 (1999)
Tax Bill	$1,059.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-29-12-687512-000230`
Alternative APNs	`122926687512000230` `22926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,679 sqft Living Area
Gross Area	2,141 sqft Gross Area
1st Floor	1,679 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	13,090 sqft (0.301 acres)
Depth X Width	186 ft x 70 ft Depth x Width
Garage Type	Attached Garage
Garage Area	462 sqft Garage
Porch Area	154 sqft Porch

Location & Zoning

Street Address	881 REFLECTIONS LOOP E
City	WINTER HAVEN
State	FL
Zip	33884-3568
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	REFLECTIONS EAST PHASE ONE PB 106 PGS 46 & 47 LOT 23 & E 5 FT OF LOT 24
Legal Range	26E
Legal Township	29S
Legal Section	12
Legal Subdivision	REFLECTIONS EAST PHASE ONE
Legal Phase	1
Legal Tract	687512
Legal Block	2
Legal Lot Number	23,24
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	2
Census Block	2018
Census Tract	14006

Owner

Source: Polk County records · APN 26-29-12-687512-000230

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	881 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3568
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 24, 1999 · Amount on Record
Deed Sale	Sep 24, 1999 · Amount on Record
Prior Sale	May 19, 1999 · Amount on Record
Deed Book / Page	4321 / 1854
Transfer Doc	0042440267
Record Refreshed	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	881 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3568
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	881 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3568

Mortgage

Document Number	0000252901
Date	Sep 28, 2021
Book Page	11913/265
Instrument	2021252901

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,059.00 (+4.13%) Homeowner's exemption	$100,111 (+5.99%)	$248,544 (+0.27%) Land $39,000 Building $209,544
2024	$1,017.00 (+4.41%)
2023	$974.00 (+4.62%) Homeowner's exemption	$94,456 (+3%)	$247,870 (+9.53%) Land $38,000 Building $209,870
2022	$931.00 Homeowner's exemption	$91,705	$226,301 Land $32,000 Building $194,301

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Florida
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.