880 Reflections Loop E, Winter Haven, FL 33884 Property Records

Polk County property record for 880 Reflections Loop E, Winter Haven, FL 33884 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	1,436 sqft Living Area
Lot Size	6,708 sqft (0.154 acres)
Occupancy	Owner Occupied
Last Sale	$100,400 (2000)
Tax Bill	$921.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-29-12-687512-000292`
Alternative APNs	`122926687512000292` `22926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,436 sqft Living Area
Gross Area	1,876 sqft Gross Area
1st Floor	1,436 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	6,708 sqft (0.154 acres)
Depth X Width	110 ft x 61 ft Depth x Width
Garage Type	Attached Garage
Garage Area	440 sqft Garage
Porch Area	178 sqft Porch

Location & Zoning

Street Address	880 REFLECTIONS LOOP E
City	WINTER HAVEN
State	FL
Zip	33884-3567
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	REFLECTIONS EAST PHASE ONE PB 106 PGS 46 & 47 LOT 29 LESS W 4 FT
Legal Range	26E
Legal Township	29S
Legal Section	12
Legal Subdivision	REFLECTIONS EAST PHASE ONE
Legal Phase	1
Legal Tract	687512
Legal Block	2
Legal Lot Number	29
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	2
Census Block	2019
Census Tract	14006

Owner

Source: Polk County records · APN 26-29-12-687512-000292

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	880 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3567
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 04, 2000 · Amount on Record
Deed Sale	Aug 04, 2000 · Amount on Record
Deed Book / Page	4507 / 380
Record Refreshed	Sep 20, 2026

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	880 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3567
Document Number	0110431787
Instrument Date	Oct 08, 2019
Transaction Type	Mortgage
Record Updated	Dec 05, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	880 REFLECTIONS LOOP E WINTER HAVEN FL 338843567, WINTER HAVEN, FL 33884-3567

Mortgage

Document Number	0110431787
Date	Nov 18, 2019
Book Page	011043/001787
Instrument	243803

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2049

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$921.00 (+9.25%) Homeowner's exemption	$92,750 (+5.99%)	$228,358 (+0.37%) Land $39,000 Building $189,358
2023	$843.00 (+4.98%) Homeowner's exemption	$87,511 (+3%)	$227,517 (+9.02%) Land $38,000 Building $189,517
2022	$803.00 Homeowner's exemption	$84,962	$208,691 Land $32,000 Building $176,691

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Florida
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.