884 Reflections Loop E, Winter Haven, FL 33884 Property Records

Polk County property record for 884 Reflections Loop E, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1999
Square Footage	1,482 sqft Living Area
Lot Size	7,701 sqft (0.177 acres)
Occupancy	Owner Occupied
Last Sale	$93,700 (1999)
Tax Bill	$825.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-29-12-687512-000310`
Alternative APNs	`122926687512000310` `22926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,482 sqft Living Area
Gross Area	1,922 sqft Gross Area
1st Floor	1,482 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	7,701 sqft (0.177 acres)
Depth X Width	110 ft x 70 ft Depth x Width
Garage Type	Attached Garage
Garage Area	440 sqft Garage
Patio Area	192 sqft Patio
Porch Area	40 sqft Porch

Location & Zoning

Street Address	884 REFLECTIONS LOOP E
City	WINTER HAVEN
State	FL
Zip	33884-3567
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	REFLECTIONS EAST PHASE ONE PB 106 PGS 46 & 47 LOT 31 & W 5 FT OF LOT 32
Legal Range	26E
Legal Township	29S
Legal Section	12
Legal Subdivision	REFLECTIONS EAST PHASE ONE
Legal Phase	1
Legal Tract	687512
Legal Block	2
Legal Lot Number	31,32
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	2
Census Block	2019
Census Tract	14006

Owner

Source: Polk County records · APN 26-29-12-687512-000310

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	884 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3567
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 10, 1999 · Amount on Record
Deed Sale	Nov 10, 1999 · Amount on Record
Prior Sale	Jun 22, 1999 · Amount on Record
Deed Book / Page	4350 / 365
Transfer Doc	4264002202
Record Refreshed	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	884 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3567
Document Number	0102071232
Instrument Date	Jun 01, 2017
Transaction Type	Mortgage
Record Updated	Aug 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	884 REFLECTIONS LOOP E WINTER HAVEN FL 338843567, WINTER HAVEN, FL 33884-3567

Mortgage

Document Number	0102071232
Date	Jul 19, 2017
Book Page	010207/001232
Instrument	136580

Lender

Name	HOUSING FIN AGCY
Type	Funding / Finance Company
Address	TALLAHASSEE, FL 32301-1329

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 18, 2027

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$825.00 (+4.96%) Homeowner's exemption Veteran's exemption	$92,582 (+5.99%)	$225,704 (+0.25%) Land $39,000 Building $186,704
2024	$786.00 (+5.36%)
2023	$746.00 (+5.82%) Homeowner's exemption	$87,352 (+3%)	$225,132 (+9.24%) Land $38,000 Building $187,132
2022	$705.00 Homeowner's exemption	$84,808	$206,088 Land $32,000 Building $174,088

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Florida
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.