877 Reflections Loop E, Winter Haven, FL 33884 Property Records

Polk County property record for 877 Reflections Loop E, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1999
Square Footage	1,459 sqft Living Area
Lot Size	23,252 sqft (0.534 acres)
Occupancy	Owner Occupied
Last Sale	$155,000 (2018)
Tax Bill	$4,328.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-29-12-687512-000250`
Alternative APNs	`122926687512000250` `22926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,459 sqft Living Area
Gross Area	2,049 sqft Gross Area
1st Floor	1,459 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	23,252 sqft (0.534 acres)
Garage Type	Attached Garage
Garage Area	440 sqft Garage
Porch Area	182 sqft Porch

Location & Zoning

Street Address	877 REFLECTIONS LOOP E
City	WINTER HAVEN
State	FL
Zip	33884-3568
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	REFLECTIONS EAST PHASE ONE PB 106 PGS 46 & 47 LOT 25
Legal Range	26E
Legal Township	29S
Legal Section	12
Legal Subdivision	REFLECTIONS EAST PHASE ONE
Legal Phase	1
Legal Tract	687512
Legal Block	2
Legal Lot Number	25
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	2
Census Block	2018
Census Tract	14006

Owner

Source: Polk County records · APN 26-29-12-687512-000250

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	877 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3568
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 10, 2018 · Amount on Record
Deed Sale	Jan 10, 2018 · Amount on Record
Prior Sale	Jun 01, 2017
Deed Doc Number	20186862
Deed Book / Page	10364 / 1375
Transfer Doc	4275001728
Record Refreshed	Sep 20, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 10, 2018
Property Address	877 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3568
Document Number	0103641375
Book / Page	010364 / 001375
Instrument Date	Dec 15, 2017
Instrument	6862
Transaction Type	Transfer
Record Updated	Jan 24, 2018
Title Company	MAJESTY TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	877 REFLECTIONS LOOP E WINTER HAVEN FL 338843568, WINTER HAVEN, FL 33884-3568

Mortgage

Document Number	103641378
Date	Jan 10, 2018
Book Page	010364/001378
Instrument	6863

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 09, 2048

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,328.00 (+11.55%)	$231,493 (+0.39%) Land $39,000 Building $192,493	$231,493 (+0.39%) Land $39,000 Building $192,493
2023	$3,880.00 (+9.2%)	$230,596 (+10.27%) Land $38,000 Building $192,596	$230,596 (+10.27%) Land $38,000 Building $192,596
2022	$3,553.00	$209,114 Land $32,000 Building $177,114	$209,114 Land $32,000 Building $177,114

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	142.4 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Florida
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.