88 The Bluff, Morganton, GA 30560 Property Records

Fannin County property record for 88 The Bluff, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,046 sqft · built 2002
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Nov 2018)
Tax Bill	$2,158 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0030 11564`

Property Details

APN / Parcel Number

Primary APN	`0030 11564`
Alternative APN	`4724`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	4,046 sqft Heated Area
1st Floor Area	14 sqft
Basement Area	1,613 sqft
Finished Basement	1,613 sqft
Unfinished Basement	1,613 sqft
Flooring	Hardwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable
Roof Material	Metal
Lot Area	36,155 sqft (0.83 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,618 sqft
Deck Area	88 sqft
Storage Building	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4724
Street Address	88 THE BLF
City	MORGANTON
State	GA
Zip	30560-5608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	8-2 LL198 LT12Q DB1274-353 0.83 AC
Legal Subdivision	MY MOUNTAIN
Legal Lot Number	12Q
Jurisdiction	FANNIN GA
Township / Civil Division	MINERAL BLUFF
Census Block Group	1
Census Block	1077
Census Tract	50100

Owner

Source: Fannin County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	88 THE BLF, MORGANTON, GA 30560-5608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · VA Mortgage FIRST MORTGAGE SOLUTIONS
Sep 10, 2019	Deed of Trust, Mortgage · VA Mortgage USAA FEDERAL SAVINGS BANK
Nov 6, 2018	Warranty Deed, Transfer USAA FEDERAL SAVINGS BANK
Feb 13, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2018 · Amount on Record
Deed Sale	Nov 6, 2018 · Amount on Record
Prior Sale	Jan 27, 2006 · Amount on Record
Deed Document Number	20182832
Deed Book / Page	1274 / 353
Prior Transfer Date	Feb 13, 2018
Prior Transfer Doc	001264/515
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	88 THE BLF, MORGANTON, GA 30560-5608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 THE BLF, MORGANTON, GA 30560-5608

Mortgage

Document Number	0000001393/0000000540
Date	Dec 21, 2020
Book Page	0000001393/0000000540

Lender

Name	FIRST MORTGAGE SOLUTIONS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	88 THE BLF, MORGANTON, GA 30560-5608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 THE BLF, MORGANTON, GA 30560-5608

Mortgage

Document Number	0000001310/0000000300
Date	Sep 10, 2019
Book Page	0000001310/0000000300

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Nov 6, 2018
Property Address	88 THE BLF, MORGANTON, GA 30560-5608
Document Number	001274/353
Book / Page	1274 / 353
Instrument Date	Nov 6, 2018
Instrument	2018-002832
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 THE BLF, MORGANTON, GA 30560-5608

Mortgage

Document Number	0000001274/0000000354
Date	Nov 8, 2018
Book Page	0000001274/0000000354
Instrument	002326530023

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Feb 13, 2018
Property Address	88 THE BLF, MORGANTON, GA 30560-5608
Document Number	001264/515
Book / Page	1264 / 515
Instrument Date	Feb 13, 2018
Instrument	2018-002140
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 THE BLF, MORGANTON, GA 30560-5608

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,158.00 (-33.17%) Homeowner's exemption	$274,357 (+20.52%) Land $27,600 Building $246,757	$685,892 (+20.52%) Land $69,000 Building $616,892
2023		$227,648 (-1.18%) Land $27,600 Building $200,048	$569,120 (-1.18%) Land $69,000 Building $500,120
2022	$3,229.00 Homeowner's exemption	$230,360 Land $27,600 Building $202,760	$575,899 Land $69,000 Building $506,899

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 98.2% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Fiber · Cable	2,500 / 2,500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
TDS Telecom DSL	50 / 10
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on The Bluff

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