Fannin County property record for 144 The Bluff, Morganton, GA 30560
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,852 sqft · built 1996 |
| Lot Size | 1.82 acres (79,279 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,000 (May 1990) |
| Tax Bill | $490 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0030 11561 |
| Primary APN | 0030 11561 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,852 sqft Heated Area |
| 1st Floor Area | 12 sqft |
| Basement Area | 1,536 sqft |
| Finished Basement | 1,536 sqft |
| Unfinished Basement | 1,536 sqft |
| Flooring | Hardwood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 79,279 sqft (1.82 acres) |
| Lot Dimensions | 379 ft deep x 150 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 1,536 sqft |
| Deck Area | 297 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 4722 |
|---|---|
| Street Address | 144 THE BLF |
| City | MORGANTON |
| State | GA |
| Zip | 30560-2650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 8-2 LL198 LT6Q DB162-369 1.82 ACS |
| Legal Subdivision | MY MOUNTAIN |
| Legal Lot Number | 6Q |
| Jurisdiction | FANNIN GA |
| Township / Civil Division | MINERAL BLUFF |
| Census Block Group | 1 |
| Census Block | 1077 |
| Census Tract | 50100 |
144 The Bluff is owned and occupied by two individuals who bought it in May 1990.
Source: Fannin County records, as of August 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 144 THE BLF, MORGANTON, GA 30560-2650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 1990 · Amount on File |
| Deed Sale | May 21, 1990 · Amount on File |
| Deed Book / Page | 162 / 369 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN GA |
| Property Address | 144 THE BLF, MORGANTON, GA 30560-2650 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 144 THE BLF, MORGANTON, GA 30560-2650 |
| Document Number | 0000001327/0000000259 |
|---|---|
| Date | Jan 7, 2020 |
| Book Page | 0000001327/0000000259 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 1, 2044 |
The 2025 property tax bill for 144 The Bluff was $490 with exemptions applied.
Source: Fannin County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Fannin County |
| Unified School District | Fannin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $490.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $234,381 Land $15,955 Building $218,426 | $585,953 Land $39,887 Building $546,066 |
| 2023 | $194,021 Land $15,955 Building $178,066 | $485,052 Land $39,887 Building $445,165 | |
| 2022 | $2,753.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 144 The Bluff in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 144 The Bluff is high, ranking above 73% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 98.2% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ETC Fiber · Cable | 2,500 / 2,500 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| TDS Telecom DSL | 50 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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