128 The Bluff, Morganton, GA 30560 Property Records

Fannin County property record for 128 The Bluff, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,248 sqft · built 1992
Lot Size	1.69 acres (73,616 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Dec 2022)
Tax Bill	$191 (2025)
Deeds & Mortgages	Dec 2022 Sale May 2017 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0030 115109`

Property Details

APN / Parcel Number

Primary APN	`0030 115109`
Alternative APN	`4669`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,248 sqft Heated Area
Attic Area	208 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Other
Exterior Material	Logs
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	73,616 sqft (1.69 acres)
Lot Dimensions	333 ft deep x 189 ft wide
Terrain	Rolling
Porch	Porch
Porch Area	640 sqft
Deck Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4669
Old Parcel Number	0030115109
Street Address	128 THE BLF
City	MORGANTON
State	GA
Zip	30560-2650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	8-2 LL198 DB1208-264* 1.69 ACS
Legal Subdivision	MY MOUNTAIN
Legal Lot Number	8Q
Jurisdiction	FANNIN GA
Township / Civil Division	MINERAL BLUFF
Census Block Group	1
Census Block	1077
Census Tract	50100

Owner

Source: Fannin County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	85 HAZELRIDGE LN, SHARPSBURG, GA 30277-1930
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Warranty Deed, Transfer
May 5, 2017	Warranty Deed, Transfer · Stand-Alone Second Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2022 · Amount on Record
Deed Sale	Dec 19, 2022 · Amount on Record
Prior Sale	May 5, 2017 · Amount on Record
Deed Document Number	0001537141
Deed Book / Page	1537 / 141
Prior Transfer Date	Dec 15, 2022
Prior Transfer Doc	001537/141
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Dec 15, 2022
Property Address	128 THE BLF, MORGANTON, GA 30560-2650
Document Number	001537/141
Book / Page	1537 / 141
Instrument Date	Dec 15, 2022
Instrument	2022-003997
Transaction Type	Transfer
Record Updated	Dec 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 HAZELRIDGE LN, SHARPSBURG, GA 30277-1930

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	May 5, 2017
Property Address	128 THE BLF, MORGANTON, GA 30560-2650
Document Number	001208/264
Book / Page	1208 / 264
Instrument Date	May 5, 2017
Instrument	2017-001074
Transaction Type	Transfer
Record Updated	May 27, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	339 HONEYSUCKLE TER, WOODSTOCK, GA 30188-1763

Mortgage

Document Number	001208/266
Date	May 8, 2017
Book Page	1208/266
Instrument	2171980024

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$191.00 (-90.27%)	$21,098 (-) Land $19,098 Building $2,000	$52,746 (-) Land $47,746 Building $5,000
2023		$21,098 (-84.93%) Land $19,098 Building $2,000	$52,746 (-84.93%) Land $47,746 Building $5,000
2022	$1,962.00	$139,958 Land $19,098 Building $120,860	$349,896 Land $47,746 Building $302,150

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 98.2% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Fiber · Cable	2,500 / 2,500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
TDS Telecom DSL	50 / 10
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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