Hampden County and Ludlow Town property record for 61 Ridgeview Cir, Ludlow, MA 01056 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,044 sqft · built 1955 |
| Lot Size | 0.253 acres (11,021 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,900 (Jul 2017) |
| Tax Bill | $4,353 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Nov 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:27B-12725 B:15 L:0 |
| Primary APN | M:27B-12725 B:15 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,044 sqft Living Area |
| Gross Area | 2,496 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,021 sqft (0.253 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 7116 |
|---|---|
| Street Address | 61 RIDGEVIEW CIR |
| City | LUDLOW |
| State | MA |
| Zip | 01056-2532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 12725 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 810404 |
Source: Hampden County and Ludlow Town records · APN M:27B-12725 B:15 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 61 RIDGEVIEW CIR, LUDLOW, MA 01056-2532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Line of Credit WESTFIELD BANK |
| Nov 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB |
| Jul 16, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jul 07, 2017 | Personal Representative Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 07, 2017 · Amount on Record |
| Deed Sale | Jul 07, 2017 · Amount on Record |
| Deed Document Number | 201738106 |
| Deed Book / Page | 21756 / 221 |
| Last Transfer Date | Jul 15, 2021 |
| Transfer Doc | 024003-513 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | May 18, 2026 |
| Property Address | 61 RIDGEVIEW CIR, LUDLOW, MA 01056-2532 |
| Document Number | 026335-198 |
| Book / Page | 26335 / 198 |
| Instrument Date | May 13, 2026 |
| Instrument | 202621927 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 61 RIDGEVIEW CIR, LUDLOW, MA 01056-2532 |
| Document Number | 0000021927, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 26335/198 |
| Instrument | 202621927 |
| Name | WESTFIELD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2051 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 61 RIDGEVIEW CIR, LUDLOW, MA 01056-2532 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 024265-317 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 24265/317 |
| Instrument | 83709 |
| Name | WESTFIELD BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Jul 16, 2021 |
| Property Address | 61 RIDGEVIEW CIR, LUDLOW, MA 01056-2532 |
| Document Number | 024003-513 |
| Book / Page | 24003 / 513 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 49541 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 61 RIDGEVIEW CIR, LUDLOW, MA 01056-2532 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Jul 07, 2017 |
| Property Address | 61 RIDGEVIEW CIR, LUDLOW, MA 01056-2532 |
| Document Number | 21756-221 |
| Book / Page | 021756 / 000221 |
| Instrument Date | Jul 07, 2017 |
| Instrument | 38106 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $841.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 826 EAST ST #20 LUDLOW MA 010563108, 20, LUDLOW, MA 01056-3108 |
| Document Number | 21756-224 |
|---|---|
| Date | Jul 07, 2017 |
| Book Page | 021756/000224 |
| Instrument | 38107 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 06, 2047 |
Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,353.00 (+4.31%) | $250,900 (+8.76%) Land $82,200 Building $168,700 | $289,085 (+3.86%) |
| 2024 | $4,173.00 (+6.67%) | $230,700 (+15.06%) Land $82,200 Building $148,500 | $278,350 |
| 2023 | $3,912.00 | $200,500 Land $72,100 Building $128,400 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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