Erie County and Lancaster Town property record for 88 Old Post Rd, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,458 sqft · built 1999 |
| Lot Size | 0.224 acres (9,750 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $10,578 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Feb 2015 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 115.18-8-7 |
| Primary APN | 145289 115.18-8-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,458 sqft Living Area |
| 1st Floor Area | 1,458 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,750 sqft (0.224 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 88 OLD POST RD |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-3263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | MC 2610 SL 40 |
| Legal Subdivision | THE BUFFALO CREEK RESERVATION |
| Legal Block | 8 |
| Legal Lot Number | 7.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 14207 |
Source: Erie County and Lancaster Town records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 88 OLD POST RD, LANCASTER, NY 14086-3263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 5, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Feb 19, 2015 | Loan Modification, Mortgage · Conventional Mortgage RBS CITIZENS NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 88 OLD POST RD, LANCASTER, NY 14086-3263 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 88 OLD POST RD, LANCASTER, NY 14086-3263 |
| Document Number | 0141920971 |
|---|---|
| Date | Mar 5, 2026 |
| Book Page | 14192/971 |
| Instrument | 2026040214 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Feb 27, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 88 OLD POST RD, LANCASTER, NY 14086-3263 |
| Document Number | 0113137456 |
| Book / Page | 011313 / 007456 |
| Instrument Date | Feb 19, 2015 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2017 |
| Title Company | QUICKSILVA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 88 OLD POST RD LANCASTER NY 140863263, LANCASTER, NY 14086-3263 |
| Document Number | 0113137456 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 011313/007456 |
| Name | RBS CITIZENS NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | May 30, 2030 |
| Rate | 3.37% |
|---|
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,578.00 (+55.81%) | $260,000 (-) Land $70,000 Building $190,000 | $406,250 (+12.5%) Land $109,375 Building $296,875 |
| 2024 | $6,789.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $260,000 (-) Land $70,000 Building $190,000 | $361,100 (+4.15%) Land $97,219 Building $263,881 |
| 2023 | Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $260,000 Land $70,000 Building $190,000 | $346,700 Land $93,342 Building $253,358 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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