88 Oakplace Rd, Freeport, FL 32439 Property Records

Walton County property record for 88 Oakplace Rd, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,465 sqft · built 2006
Lot Size	0.351 acres (15,317 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Mar 2018)
Tax Bill	$2,001 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-1S-19-23020-00A-0120`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23020-00A-0120`
Alternative APN	`1030910`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,465 sqft Living Area
Gross Area	3,105 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2006
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	15,317 sqft (0.351 acres)
Garage Type	Finished
Garage Area	420 sqft
Porch	Porch
Porch Area	210 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1030910
Street Address	88 OAKPLACE RD
City	FREEPORT
State	FL
Zip	32439-6113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK A WATERVIEW COVE PH II PB 15-1 OR 2604-503 OR 2820-1096 OR 3068-3895
Legal Range	19W
Legal Township	01S
Legal Section	18
Legal Subdivision	WATERVIEW COVE PH II
Legal Phase	2
Legal Block	A
Legal Lot Number	12
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2085
Census Tract	950502

Owner

88 Oakplace Rd is owned and occupied by an individual who bought it in March 2018.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	88 OAKPLACE RD, FREEPORT, FL 32439-6113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Feb 20, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Mar 23, 2018	Warranty Deed, Transfer · VA Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2018 · Amount on File
Deed Sale	Mar 23, 2018 · Amount on File
Prior Sale	Jun 26, 2009 · Amount on File
Deed Document Number	2018000009391
Deed Book / Page	3068 / 3895
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	88 OAKPLACE RD, FREEPORT, FL 32439-6113
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 OAKPLACE RD, FREEPORT, FL 32439-6113

Mortgage

Document Number	0032233028
Date	Nov 3, 2021
Book Page	3223/3028
Instrument	20210054742

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Mar 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	88 OAKPLACE RD, FREEPORT, FL 32439-6113
Document Number	0031343128
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	88 OAKPLACE RD FREEPORT FL 324396113, FREEPORT, FL 32439-6113

Mortgage

Document Number	0031343128
Date	Feb 27, 2020
Book Page	003134/003128
Instrument	7163

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 23, 2018
Property Address	88 OAKPLACE RD, FREEPORT, FL 32439-6113
Document Number	0030683895
Book / Page	3068 / 3895
Map Reference	MB15 PG1
Instrument Date	Mar 21, 2018
Instrument	2018000009391
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	EMERALD COAST TITLE SVCS LL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	638 HIGHWAY 90 W, 638, HOLT, FL 32564-9427

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Al (and Others)
Address	88 OAKPLACE RD, FREEPORT, FL 32439-6113

Mortgage

Document Number	2018000009392
Date	Mar 23, 2018
Instrument	2018000009392

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$369,834 Land $38,213 Building $331,621	$369,834 Land $38,213 Building $331,621
2024	$2,001.00 (+3.79%)
2023	$1,928.00 (+1.05%) Homeowner's exemption	$377,602 (+7.67%) Land $38,213 Building $339,389	$377,602 (+7.67%) Land $38,213 Building $339,389
2022	$1,908.00 Homeowner's exemption	$350,718 Land $42,416 Building $308,302	$350,718 Land $42,416 Building $308,302

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 Oakplace Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Oakplace Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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