Walton County property record for 48 Oakplace Rd, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,123 sqft · built 2006 |
| Lot Size | 0.363 acres (15,814 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $219,900 (Jun 2008) |
| Tax Bill | $1,353 (2024) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-1S-19-23020-00A-0100 |
| Primary APN | 18-1S-19-23020-00A-0100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,123 sqft Living Area |
| Gross Area | 2,783 sqft |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 15,814 sqft (0.363 acres) |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 164 sqft |
| Patio Area | 120 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1030908 |
|---|---|
| Street Address | 48 OAKPLACE RD |
| City | FREEPORT |
| State | FL |
| Zip | 32439-6113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLK A WATERVIEW COVE PH II S/D PB 14-73 REPLAT 15-1 OR 2635-4244 OR 2795-4034 |
| Legal Range | 19W |
| Legal Township | 01S |
| Legal Section | 18 |
| Legal Subdivision | WATERVIEW COVE PH II |
| Legal Phase | 2 |
| Legal Block | A |
| Legal Lot Number | 10 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2085 |
| Census Tract | 950502 |
Source: Walton County records · APN 18-1S-19-23020-00A-0100
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 48 OAKPLACE RD, FREEPORT, FL 32439-6113 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Oct 04, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Nov 12, 2025 | Deed of Trust, Mortgage · FHA Mortgage UNITED MORTGAGE LENDING LLC |
| Aug 06, 2018 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 25, 2008 · Amount on Record |
| Deed Sale | Jun 25, 2008 · Amount on Record |
| Deed Document Number | 1043833 |
| Deed Book / Page | 2795 / 4034 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 48 OAKPLACE RD, FREEPORT, FL 32439-6113 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 48 OAKPLACE RD, FREEPORT, FL 32439-6113 |
| Document Number | 0033040163 |
|---|---|
| Date | Oct 04, 2023 |
| Book Page | 3304/163 |
| Instrument | 20230035945 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 48 OAKPLACE RD, FREEPORT, FL 32439-6113 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Title Company | RESOURCE R/E SERVICES, RESOURCE RE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 48 OAKPLACE RD, FREEPORT, FL 32439-6113 |
| Document Number | 0031920151 |
|---|---|
| Date | Apr 08, 2021 |
| Book Page | 3192/151 |
| Instrument | 20210017200 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 48 OAKPLACE RD, FREEPORT, FL 32439-6113 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Title Company | UNKNOWN, UNLS |
| Name | Verified Name |
|---|---|
| Address | 48 OAKPLACE RD, FREEPORT, FL 32439-6113 |
| Document Number | 0033771521 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 3377/1521 |
| Instrument | 20250041728 |
| Name | UNITED MORTGAGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 48 OAKPLACE RD, FREEPORT, FL 32439-6113 |
| Document Number | 0030820295 |
| Instrument Date | Aug 06, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 48 OAKPLACE RD FREEPORT FL 324396113, FREEPORT, FL 32439-6113 |
| Document Number | 0030820295 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 003082/000295 |
| Instrument | 27081 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2048 |
Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $340,131 (-2.03%) Land $38,213 Building $301,918 | $340,131 (-2.03%) Land $38,213 Building $301,918 | |
| 2024 | $1,353.00 (+4%) | ||
| 2023 | $1,301.00 (+0.93%) Homeowner's exemption | $347,193 (+9.19%) Land $38,213 Building $308,980 | $347,193 (+9.19%) Land $38,213 Building $308,980 |
| 2022 | $1,289.00 Homeowner's exemption | $317,978 Land $42,416 Building $275,562 | $317,978 Land $42,416 Building $275,562 |
Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 296 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 56 (1989–2020) |
| Claims Outside the SFHA | 8 of 56 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
May also be available: Wildstar Networks.
Based on FCC filings for 87 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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