87 Oakplace Rd, Freeport, FL 32439 Property Records

Walton County property record for 87 Oakplace Rd, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,687 sqft · built 2006
Lot Size	0.339 acres (14,758 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Dec 2025)
Tax Bill	$3,331 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Nov 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18-1S-19-23020-00A-0130`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23020-00A-0130`
Alternative APNs	`18-119-23020-00A-0130` `1030911`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,687 sqft Living Area
Gross Area	3,258 sqft
1st Floor Area	2,687 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	14,758 sqft (0.339 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Open/Unfinished Porch
Porch Area	171 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	87 OAKPLACE RD
City	FREEPORT
State	FL
Zip	32439-6112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 13 BLK A WATERVIEW COVE PH 2 PB 15-1 OR 2638-916 OR 2913-4997 OR 3036-3510 OR 221-3774 OR 3225-532 OR 3352-914
Legal Range	019
Legal Township	01S
Legal Section	18
Legal Subdivision	WATERVIEW COVE PH 2
Legal Phase	2
Legal Block	A
Legal Lot Number	13
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2085
Census Tract	950502

Owner

Source: Walton County records · APN 18-1S-19-23020-00A-0130

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	87 OAKPLACE RD, FREEPORT, FL 32439-6112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 04, 2025	Warranty Deed, Transfer · Commercial Mortgage KIMBERLEY A MONTANA TRUST
Nov 12, 2021	Intrafamily Transfer, Transfer
Oct 21, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 09, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LNDG
Sep 28, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Mar 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 04, 2025 · Amount on Record
Deed Sale	Dec 04, 2025 · Amount on Record
Prior Sale	Oct 21, 2021 · Amount on Record
Deed Document Number	202544679
Deed Book / Page	3379 / 4229
Prior Transfer Date	Mar 06, 2025
Prior Transfer Doc	0000008081
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 04, 2025
Property Address	87 OAKPLACE RD, FREEPORT, FL 32439-6112
Document Number	0033794229
Book / Page	3379 / 4229
Map Reference	MB 15 PG 1
Instrument Date	Nov 26, 2025
Instrument	20250044679
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	NORTHEAST FL TITLE LLC, NORTHWEST FLORIDA T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,045.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3095 COUNTY HIGHWAY 183 N, DEFUNIAK SPRINGS, FL 32433-9202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 OAKPLACE RD, FREEPORT, FL 32439-6112

Mortgage

Document Number	0033794231
Date	Dec 04, 2025
Instrument	3379/4231

Lender

Name	KIMBERLEY A MONTANA TRUST
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Nov 12, 2021
Property Address	87 OAKPLACE RD, FREEPORT, FL 32439-6112
Document Number	0032250532
Book / Page	3225 / 532
Map Reference	MB 15 PG 1
Instrument Date	Nov 12, 2021
Instrument	20210056499
Transaction Type	Transfer
Record Updated	Dec 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 OAKPLACE RD, FREEPORT, FL 32439-6112

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 21, 2021
Property Address	87 OAKPLACE RD, FREEPORT, FL 32439-6112
Document Number	0032213774
Book / Page	3221 / 3774
Map Reference	MB 15 PG 1
Instrument Date	Oct 15, 2021
Instrument	20210052629
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3638 SPITFIRE DR, COLORADO SPRINGS, CO 80911-1224

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	99 CLIPPER CV, FREEPORT, FL 32439-2702

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	87 OAKPLACE RD, FREEPORT, FL 32439-6112
Document Number	0031452425
Instrument Date	May 09, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	NEXUS TITLE COMPANY, NEXUS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	87 OAKPLACE RD FREEPORT FL 324396112, FREEPORT, FL 32439-6112

Mortgage

Document Number	0031452425
Date	Jun 05, 2020
Book Page	003145/002425
Instrument	19275

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 04, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 28, 2018
Property Address	87 OAKPLACE RD, FREEPORT, FL 32439-6112
Document Number	0030862004
Book / Page	003086 / 002004
Instrument Date	Sep 26, 2018
Instrument	32972
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	87 OAKPLACE RD FREEPORT FL 324396112, FREEPORT, FL 32439-6112

Mortgage

Document Number	30862007
Date	Sep 28, 2018
Book Page	003086/002007
Instrument	32973

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AZ 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Mar 27, 2017
Property Address	87 OAKPLACE RD, FREEPORT, FL 32439-6112
Document Number	0030363510
Book / Page	003036 / 003510
Instrument Date	Feb 02, 2017
Instrument	9176
Transaction Type	Transfer
Record Updated	Apr 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 OAKPLACE RD FREEPORT FL 324396112, FREEPORT, FL 32439-6112

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,331.00 (-18.74%)	$395,092 (-2.06%) Land $38,213 Building $356,879	$395,092 (-2.06%) Land $38,213 Building $356,879
2024	$4,099.00 (+41.1%)
2023	$2,905.00 (+0.73%) Homeowner's exemption	$403,422 (+10.18%) Land $38,213 Building $365,209	$403,422 (+10.18%) Land $38,213 Building $365,209
2022	$2,884.00 Homeowner's exemption	$366,152 Land $42,416 Building $323,736	$366,152 Land $42,416 Building $323,736

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Wildfire

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Wildstar Networks.

Based on FCC filings for 87 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

87 Oakplace Rd, Freeport, FL 32439 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Cell Coverage

Drinking Water

Violations Reported to EPA

Nearby Properties on Oakplace Rd

Nearby Streets

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