72 Oakplace Rd, Freeport, FL 32439 Property Records

Walton County property record for 72 Oakplace Rd, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,261 sqft · built 2006
Lot Size	0.346 acres (15,090 sqft)
Owner	2 Owner Names on Record
Last Sale	$228,900 (Sep 2008)
Tax Bill	$1,331 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-1S-19-23020-00A-0110`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23020-00A-0110`
Alternative APN	`1030909`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,261 sqft Living Area
Gross Area	2,852 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	15,090 sqft (0.346 acres)
Garage Type	Finished
Garage Area	420 sqft
Porch	Porch
Porch Area	51 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1030909
Street Address	72 OAKPLACE RD
City	FREEPORT
State	FL
Zip	32439-6113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK A WATERVIEW COVE PH II S/D PB 14-73 REPLAT 15-1 OR 2635-4244 OR 2801-1328
Legal Range	19W
Legal Township	01S
Legal Section	18
Legal Subdivision	WATERVIEW COVE PH II
Legal Phase	2
Legal Block	A
Legal Lot Number	11
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2085
Census Tract	950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	72 OAKPLACE RD, FREEPORT, FL 32439-6113
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Oct 31, 2022	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Jan 25, 2020	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Sep 14, 2018	Deed of Trust, Mortgage · FHA Mortgage LOW VA RATES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2008 · Amount on Record
Deed Sale	Sep 8, 2008 · Amount on Record
Deed Document Number	1052850
Deed Book / Page	2801 / 1328
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	72 OAKPLACE RD, FREEPORT, FL 32439-6113
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 OAKPLACE RD, FREEPORT, FL 32439-6113

Mortgage

Document Number	0032271978
Date	Dec 1, 2021
Book Page	3227/1978
Instrument	20210059076

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	72 OAKPLACE RD, FREEPORT, FL 32439-6113
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 OAKPLACE RD, FREEPORT, FL 32439-6113

Mortgage

Document Number	0032713198
Date	Oct 31, 2022
Book Page	3271/3198
Instrument	20220047979

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year T-Bill
Max Rate	9.75%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	72 OAKPLACE RD, FREEPORT, FL 32439-6113
Document Number	0031324694
Instrument Date	Jan 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	72 OAKPLACE RD FREEPORT FL 324396113, FREEPORT, FL 32439-6113

Mortgage

Document Number	0031324694
Date	Feb 12, 2020
Book Page	003132/004694
Instrument	4972

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	72 OAKPLACE RD, FREEPORT, FL 32439-6113
Document Number	0030852673
Instrument Date	Sep 14, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	72 OAKPLACE RD FREEPORT FL 324396113, FREEPORT, FL 32439-6113

Mortgage

Document Number	0030852673
Date	Sep 20, 2018
Book Page	003085/002673
Instrument	31849

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$347,190 (-2.04%) Land $38,213 Building $308,977	$347,190 (-2.04%) Land $38,213 Building $308,977
2024	$1,331.00 (+4.07%)
2023	$1,279.00 (+1.11%) Homeowner's exemption	$354,430 (+9.76%) Land $38,213 Building $316,217	$354,430 (+9.76%) Land $38,213 Building $316,217
2022	$1,265.00 Homeowner's exemption	$322,910 Land $42,416 Building $280,494	$322,910 Land $42,416 Building $280,494

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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