74 E Cayuga St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 74 E Cayuga St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 808 sqft · built 1900
Lot Size0.047 acres (2,046 sqft)
OwnerIndividual Name on Record
Last Sale$70,000 (May 2025)
Tax Bill$1,482 (2026)
Flood ZoneZone X (minimal risk)
APN351200 128.48-03-44

Property Details

APN / Parcel Number

Primary APN351200 128.48-03-44
Alternative APNs
  • 120012804800030440000000
  • 5350

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area808 sqft Living Area
1st Floor Area640 sqft
Upper Floors Area168 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Foundation TypeRaised
Lot Area2,046 sqft (0.047 acres)
Lot Dimensions66 ft deep x 31 ft wide
Garage TypeDetached
Garage Area150 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number5350
Street Address74 E CAYUGA ST
CityOSWEGO
StateNY
Zip13126-1103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN2
Legal SubdivisionEAST OSWEGO
Legal Block3
Legal Lot Number44.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3006
Census Tract21605

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address74 E CAYUGA ST, OSWEGO, NY 13126-1103
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2025 · Amount on Record
Deed SaleMay 20, 2025 · Amount on Record
Deed Document Number2025R2025003850
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,482.00 (-1.2%)
2025$1,500.00$80,000 (+22%) Land $12,400 Building $67,600$80,000 (+165.6%) Land $12,400 Building $67,600
2023$25,000 Land $5,800 Building $19,200$30,120 Land $6,988 Building $23,132

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on E Cayuga St

Nearby Streets

Search Property Records by Address or Parcel Number