75 E Cayuga St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 75 E Cayuga St, Oswego, NY 13126 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,096 sqft · built 1890
Lot Size	0.075 acres (3,267 sqft)
Owner	Individual Name on File
Last Sale	$74,500 (Jun 2021)
Tax Bill	$1,575 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Apr 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`351200 128.40-02-28`

Property Details

APN / Parcel Number

Primary APN	`351200 128.40-02-28`
Alternative APNs	`120012804000020280000000` `1576`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,096 sqft Living Area
1st Floor Area	892 sqft
Upper Floors Area	204 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,267 sqft (0.075 acres)
Lot Dimensions	99 ft deep x 33.3 ft wide
Porch	Slab
Porch Area	297 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1576
Street Address	75 E CAYUGA ST
City	OSWEGO
State	NY
Zip	13126-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	28.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3001
Census Tract	21605

Owner

Source: Oswego County and Oswego City records · APN 351200 128.40-02-28

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	75 E CAYUGA ST, OSWEGO, NY 13126-1102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Warranty Deed, Transfer · Conventional Mortgage PATHFINDER BANK
Apr 06, 2021	Warranty Deed, Transfer VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS
May 15, 2018	Grant Deed, Transfer NOT AVAILABLE
Mar 21, 2018	Grant Deed, Foreclosure BOSTON NATIONAL TITLE AGENCY
Dec 13, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Prior Sale	Apr 06, 2021 · Amount on Record
Deed Document Number	20217341
Record Updated	Jun 08, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jun 29, 2021
Property Address	75 E CAYUGA ST, OSWEGO, NY 13126-1102
Document Number	0000007341
Instrument Date	Jun 22, 2021
Instrument	R-2021-007341
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$298.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	216 PHARIS ST, 216, SYRACUSE, NY 13204-1724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 E 6TH ST, OSWEGO, NY 13126-1143

Mortgage

Document Number	0000007342
Date	Jun 29, 2021
Instrument	R-2021-007342

Lender

Name	PATHFINDER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Mortgage

Document Number	0000007343
Date	Jun 29, 2021
Instrument	R-2021-007343

Lender

Name	PATHFINDER BANK
Type	Bank
Address	OSWEGO, NY 13126

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Apr 06, 2021
Property Address	75 E CAYUGA ST, OSWEGO, NY 13126-1102
Document Number	0000003835
Instrument Date	Apr 05, 2021
Instrument	R-2021-003835
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Tax	$20.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1430 COUNTY ROUTE 7, 1430, OSWEGO, NY 13126-5640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 PHARIS ST, SYRACUSE, NY 13204-1724

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	May 15, 2018
Property Address	75 E CAYUGA ST, OSWEGO, NY 13126-1102
Document Number	0000004608
Instrument Date	May 11, 2018
Instrument	4608
Transaction Type	Transfer
Record Updated	Jul 04, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$91.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1430 COUNTY ROUTE 7 OSWEGO NY 131265640, OSWEGO, NY 13126-5640

March 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Mar 21, 2018
Property Address	75 E CAYUGA ST, OSWEGO, NY 13126-1102
Document Number	0000002621
Instrument Date	Dec 29, 2017
Instrument	2621
Transaction Type	Foreclosure
Record Updated	Apr 12, 2018
Title Company	BOSTON NATIONAL TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	75 E CAYUGA ST OSWEGO NY 131261102, OSWEGO, NY 13126-1102
Investor	Possibly a Property Investor

December 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OSWEGO NY
Recording Date	Dec 13, 2017
Property Address	75 E CAYUGA ST, OSWEGO, NY 13126-1102
Document Number	0000012300
Instrument Date	Oct 12, 2017
Instrument	12300
Transaction Type	Foreclosure
Record Updated	Jan 03, 2018

Transaction

Amount	Amount Recorded
Tax	$139.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,575.00	$84,000 (+16.67%) Land $14,000 Building $70,000	$84,000 (-3.17%) Land $14,000 Building $70,000
2023		$72,000 Land $7,400 Building $64,600	$86,747 Land $8,916 Building $77,831

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 644 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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