Clay County property record for 88 Clay Smith Ln, Warne, NC 28909
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,260 sqft · built 2006 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $849 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 543900232043 |
| Primary APN | 543900232043 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 1,260 sqft Heated Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 48,787 sqft (1.12 acres) |
| Account Number | 430301 |
|---|---|
| Street Address | 88 CLAY SMITH LN |
| City | WARNE |
| State | NC |
| Zip | 28909-8103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 WESLEY MEADOWS |
| Legal Lot Number | 13 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | BRASSTOWN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 950201 |
88 Clay Smith Ln is owned and occupied by two individuals.
Source: Clay County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 88 CLAY SMITH LN, WARNE, NC 28909-8103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 88 Clay Smith Ln was $849, up 9.8% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $849.00 (+9.83%) | $241,700 (+68.78%) Land $31,200 Building $210,500 | $241,700 (+68.78%) Land $31,200 Building $210,500 |
| 2025 | $773.00 | $143,200 Land $30,900 Building $112,300 | $143,200 Land $30,900 Building $112,300 |
| 2023 | $673.00 | $143,200 Land $30,900 Building $112,300 | $143,200 Land $30,900 Building $112,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 88 Clay Smith Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 88 Clay Smith Ln is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 89% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| RiverStreet Networks Fixed Wireless | 10 / 1 |
May also be available: Blue Ridge Mountain EMC, Verizon.
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures