83 Clay Smith Ln, Warne, NC 28909 Property Records

Clay County property record for 83 Clay Smith Ln, Warne, NC 28909

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 2006
Lot Size	1.01 acres (44,083 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Aug 2022)
Tax Bill	$885 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Oct 2017 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`543900234146`

Property Details

APN / Parcel Number

Primary APN	`543900234146`
Alternative APNs	`621282000` `2969301`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	1,260 sqft Heated Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	44,083 sqft (1.01 acres)

Location & Zoning

Account Number	621282000
Street Address	83 CLAY SMITH LN
City	WARNE
State	NC
Zip	28909-8103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 WESLEY MEADOWS
Legal Subdivision	WESLEY MEASOWS SUBIDIVISON
Legal Lot Number	9
Jurisdiction	CLAY NC
Township / Civil Division	BRASSTOWN
Census Block Group	1
Census Block	1019
Census Tract	950201

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	83 CLAY SMITH LN, WARNE, NC 28909-8103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 4, 2017	Trustee's Deed, Foreclosure · Conventional Mortgage QUICKEN LOANS INC
Oct 4, 2017	Trustee's Deed, Foreclosure · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2022 · Amount on Record
Deed Sale	Aug 5, 2022 · Amount on Record
Prior Sale	Oct 4, 2017 · Amount on Record
Deed Document Number	20222100
Deed Book / Page	467 / 128
Prior Transfer Date	Aug 28, 2017
Prior Transfer Doc	414/080
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Aug 5, 2022
Property Address	83 CLAY SMITH LN, WARNE, NC 28909-8103
Document Number	000467/128
Book / Page	467 / 128
Map Reference	CAB 4 SL 1326
Instrument Date	Aug 1, 2022
Instrument	2022002100
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	137 HENSON RD, 137, WARNE, NC 28909-8766

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 CLAY SMITH LN, WARNE, NC 28909-8103
Investor	Possibly a Property Investor

Mortgage

Document Number	2022002101
Date	Aug 5, 2022
Instrument	2022002101

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CLAY NC
Recording Date	Oct 4, 2017
Property Address	83 CLAY SMITH LN, WARNE, NC 28909-8103
Document Number	414/080
Book / Page	414 / 080
Map Reference	CAB 4 SL 1326
Instrument Date	Aug 28, 2017
Instrument	2017002104
Transaction Type	Foreclosure
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 HENSON RD, WARNE, NC 28909-8766

Mortgage

Document Number	2017002105
Date	Oct 4, 2017
Instrument	2017002105

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CLAY NC
Recording Date	Oct 4, 2017
Property Address	83 CLAY SMITH LN, WARNE, NC 28909-8103
Document Number	000414/080
Book / Page	414 / 080
Map Reference	CAB 4 SL 1326
Instrument Date	Aug 28, 2017
Instrument	2017002104
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 HENSON RD, WARNE, NC 28909-8766

Mortgage

Document Number	2017002105
Date	Oct 4, 2017
Instrument	2017002105

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$885.00 (+19.92%)	$253,400 (+86.46%) Land $30,100 Building $223,300	$253,400 (+86.46%) Land $30,100 Building $223,300
2025	$738.00 (+15.67%)	$135,900 (-) Land $30,100 Building $105,800	$135,900 (-) Land $30,100 Building $105,800
2023	$638.00	$135,900 Land $30,100 Building $105,800	$135,900 Land $30,100 Building $105,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 89% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	10 / 1

May also be available: Blue Ridge Mountain EMC, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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