Clay County property record for 220 Clay Smith Ln, Warne, NC 28909
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 2006 |
| Lot Size | 1.34 acres (58,370 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $22,000 (Sep 2006) |
| Tax Bill | $945 (2026) |
| Deeds & Mortgages | Sep 2006 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 543900229857 |
| Primary APN | 543900229857 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 1,248 sqft Heated Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 58,370 sqft (1.34 acres) |
| Account Number | 7468301 |
|---|---|
| Street Address | 220 CLAY SMITH LN |
| City | WARNE |
| State | NC |
| Zip | 28909-8105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 WESLEY MEADOWS |
| Legal Subdivision | WESLEY MEADOWS SUBDIVISION |
| Legal Lot Number | 12 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | BRASSTOWN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 950201 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | MAIL RETURNED 03/29/2018, 03/29/2018 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2006 · Amount on Record |
| Deed Sale | Sep 6, 2006 · Amount on Record |
| Deed Document Number | 20064225 |
| Deed Book / Page | 309 / 264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Sep 6, 2006 |
| Property Address | 220 CLAY SMITH LN, WARNE, NC 28909-8105 |
| Document Number | 000309/264 |
| Book / Page | 309 / 264 |
| Map Reference | CAB4 SL1326 |
| Instrument Date | Aug 23, 2006 |
| Instrument | 2006004225 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $44.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 445, MARBLE, NC 28905-0445 |
| Document Number | 2006004226 |
|---|---|
| Date | Sep 6, 2006 |
| Instrument | 2006004226 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Sep 6, 2039 |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $945.00 (+10.79%) | $272,600 (+69.95%) Land $33,400 Building $239,200 | $272,600 (+69.95%) Land $33,400 Building $239,200 |
| 2025 | $853.00 (+13.28%) | $160,400 (-) Land $32,600 Building $127,800 | $160,400 (-) Land $32,600 Building $127,800 |
| 2023 | $753.00 | $160,400 Land $32,600 Building $127,800 | $160,400 Land $32,600 Building $127,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 92% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| RiverStreet Networks Fixed Wireless | 10 / 1 |
May also be available: Blue Ridge Mountain EMC, Verizon.
5G and 4G LTE (outdoors only)
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