237 Clay Smith Ln, Warne, NC 28909 Property Records

Clay County property record for 237 Clay Smith Ln, Warne, NC 28909 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2008
Square Footage	1,056 sqft Heated Area
Lot Size	43,560 sqft (1 acres)
Occupancy	Owner Occupied
Last Sale	$22,000 (2008)
Tax Bill	$727.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`543900238128`
Alternative APN	`15392301`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,056 sqft Heated Area

Exterior

Year Built	Built 2008
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	15392301
Street Address	237 CLAY SMITH LN
City	WARNE
State	NC
Zip	28909-8105
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 7 WESLEY MEADOWS
Legal Lot Number	7
Jurisdiction	CLAY NC
Minor Civil Division	BRASSTOWN
Census Blockgroup	1
Census Block	1019
Census Tract	950201

Owner

Source: Clay County records · APN 543900238128

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	237 CLAY SMITH LN, WARNE, NC 28909-8105
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 16, 2008 · Amount on Record
Deed Sale	May 16, 2008 · Amount on Record
Deed Doc Number	0000033182
Deed Book / Page	331 / 82
Record Refreshed	Jun 08, 2026

May 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	May 16, 2008
Property Address	237 CLAY SMITH LN, WARNE, NC 28909-8105
Document Number	000331/082
Book / Page	331 / 082
Map Reference	CAB 4 SL 1326
Instrument Date	Mar 06, 2008
Instrument	2008001700
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Tax	$44.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2195 HIGHWAY 64 W, HAYESVILLE, NC 28904-4577

Mortgage

Document Number	2008001701
Date	May 16, 2008
Instrument	2008001701

Lender

Name	USDA
Type	Government Agency

Agreement

Type	United States Department of Agriculture (USDA) Mortgage
Amount	Amount Recorded
Term	396 Months
Due	May 15, 2041

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$727.00 (+15.95%)	$133,600 (-) Land $30,000 Building $103,600	$133,600 (-) Land $30,000 Building $103,600
2023	$627.00	$133,600 Land $30,000 Building $103,600	$133,600 Land $30,000 Building $103,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (37043C), updated May 4, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 89% of North Carolina
Wildfire Likelihood	About 1 in 334 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.