88 Cherry St, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 88 Cherry St, Swampscott, MA 01907

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details5 bd · 2.5 ba · 1,300 sqft · built 1925
Lot Size0.088 acres (3,816 sqft)
Owner2 Individual Names on Record
Last Sale$575,000 (Feb 2022)
Tax Bill$7,032 (2026)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSWAM M:0006 B:0176 L:0

Property Details

APN / Parcel Number

Primary APNSWAM M:0006 B:0176 L:0

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Units2 Units
Stories2 Stories
Building Area1,300 sqft Total Area
Gross Area2,446 sqft
Basement Area775 sqft
Unfinished Basement775 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area3,816 sqft (0.088 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Street Address88 CHERRY ST
CitySWAMPSCOTT
StateMA
Zip01907-1750
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeB1
Legal Block176
JurisdictionSWAMPSCOTT MA
Township / Civil DivisionSWAMPSCOTT
Census Block Group1
Census Block1019
Census Tract202103

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address88 CHERRY ST, SWAMPSCOTT, MA 01907-1750
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2022 · Amount on Record
Deed SaleFeb 1, 2022 · Amount on Record
Deed Book / Page40696 / 280
Prior Transfer DateJan 31, 2022
Prior Transfer Doc4069000280
Record UpdatedOct 29, 2026

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSWAMPSCOTT MA
Recording DateFeb 1, 2022
Property Address88 CHERRY ST, SWAMPSCOTT, MA 01907-1750
Document Number040696-280
Book / Page40696 / 280
Instrument DateJan 31, 2022
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address88 CHERRY ST, SWAMPSCOTT, MA 01907-1750

Mortgage

Document Number0040696282
DateFeb 1, 2022
Instrument40696/282
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSwampscott Town
Unified School DistrictSwampscott School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,032.00 (+6.82%)$586,000 (+2.11%) Land $222,100 Building $363,900$673,625 (+4.83%)
2025$6,583.00$573,900 (+13.94%) Land $222,100 Building $351,800$642,580
2023$503,700 Land $195,900 Building $307,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWAMPSCOTT WATER DEPT. (MWRA)
serves 15,300 people · EPA ID MA3291000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2026
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

May also be available: T-Mobile.

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