86 Cherry St, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 86 Cherry St, Swampscott, MA 01907

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,381 sqft · built 1907
Lot Size	0.233 acres (10,149 sqft)
Owner	2 Company Names on Record
Last Sale	$415,000 (Jan 2019)
Tax Bill	$7,726 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0006 B:0177 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0006 B:0177 L:0`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,381 sqft Living Area
Gross Area	4,696 sqft
Basement Area	1,264 sqft
Unfinished Basement	1,264 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,149 sqft (0.233 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	86 CHERRY ST
City	SWAMPSCOTT
State	MA
Zip	01907-1750
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B1
Legal Block	177
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	1
Census Block	1019
Census Tract	202103

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	136 MOULTON DR, LYNNFIELD, MA 01940-1439
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Quit Claim Deed, Transfer · ARM METRO CITY BANK
Oct 16, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2019 · Amount on Record
Deed Sale	Jan 4, 2019 · Amount on Record
Prior Sale	Oct 16, 2017 · Amount on Record
Last Transfer Date	Jul 11, 2025
Transfer Doc	042825-533
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Jul 29, 2020
Property Address	86 CHERRY ST, SWAMPSCOTT, MA 01907-1750
Document Number	38763-488
Book / Page	38763 / 488
Instrument Date	Jul 29, 2020
Instrument	20200729002440
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 ESSEX ST, SWAMPSCOTT, MA 01907-1712

Mortgage

Document Number	38763-490
Date	Jul 29, 2020
Book Page	38763/490
Instrument	20200729002450

Lender

Name	METRO CITY BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Type Change Date	Aug 1, 2025
Index	1-Year CMT

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Oct 16, 2017
Property Address	86 CHERRY ST, SWAMPSCOTT, MA 01907-1750
Document Number	36254-259
Book / Page	036254 / 000259
Instrument Date	Oct 16, 2017
Instrument	1710160220
Transaction Type	Transfer
Record Updated	Nov 7, 2017

Transaction

Amount	Amount Recorded
Tax	$1,778.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	182 NEPONSET AVE BOSTON MA 021223320, BOSTON, MA 02122-3320

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,726.00 (+5.3%)	$643,800 (+0.64%) Land $270,700 Building $373,100	$750,320
2025	$7,337.00 (+4.66%)	$639,700 (+7.13%) Land $270,700 Building $369,000
2023	$7,010.00	$597,100 Land $238,700 Building $358,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

Nearby Properties on Cherry St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures