69 Cherry St, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 69 Cherry St, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,148 sqft · built 1850
Lot Size	0.14 acres (6,090 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Jan 2020)
Tax Bill	$9,050 (2026)
Deeds & Mortgages	Aug 2021 Refinance Jun 2023 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0006 B:0191 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0006 B:0191 L:0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,148 sqft Living Area
Gross Area	2,173 sqft
Basement Area	644 sqft
Unfinished Basement	644 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,090 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	69 CHERRY ST
City	SWAMPSCOTT
State	MA
Zip	01907-1767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3
Legal Block	191
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	1
Census Block	1021
Census Tract	202103

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	69 CHERRY ST, SWAMPSCOTT, MA 01907-1767
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTH SHORE BANK
Jun 28, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance STATE DEPARTMENT FCU
Oct 16, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY TEAMWORK, INC
Feb 8, 2017	Deed of Trust, Mortgage · Closed-End Mortgage CENTURY BANK & TRUST CO
Feb 8, 2017	Deed of Trust, Mortgage · ARM CENTURY BANK & TRUST CO
Oct 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CENTURY BANK & TRUST
Jan 30, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORTH SHORE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2020 · Amount on Record
Deed Sale	Jan 30, 2020 · Amount on Record
Prior Sale	May 3, 2010 · Amount on Record
Deed Book / Page	38227 / 463
Prior Transfer Date	Jan 28, 2020
Prior Transfer Doc	38227-463
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	69 CHERRY ST, SWAMPSCOTT, MA 01907-1767
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040208-124
Date	Aug 25, 2021
Book Page	40208/124
Instrument	20210825001740

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	69 CHERRY ST, SWAMPSCOTT, MA 01907-1767
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041634-88
Date	Jun 28, 2023
Book Page	41634/88
Instrument	20230628000830

Lender

Name	STATE DEPARTMENT FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2048

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	69 CHERRY ST, SWAMPSCOTT, MA 01907-1767
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041808-342
Date	Oct 16, 2023
Book Page	41808/342
Instrument	20231016001090

Lender

Name	COMMUNITY TEAMWORK, INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	601 Months
Due	Nov 1, 2073

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	69 CHERRY ST, SWAMPSCOTT, MA 01907-1767
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35668-344
Date	Feb 8, 2017
Book Page	35668/344
Instrument	138

Lender

Name	CENTURY BANK & TRUST CO
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2037

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	69 CHERRY ST, SWAMPSCOTT, MA 01907-1767
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35668-325
Date	Feb 8, 2017
Book Page	35668/325
Instrument	137

Lender

Name	CENTURY BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.38%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	69 CHERRY ST, SWAMPSCOTT, MA 01907-1767
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37917-310
Date	Oct 9, 2019
Book Page	37917/310
Instrument	20191009000270

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Jan 30, 2020
Property Address	69 CHERRY ST, SWAMPSCOTT, MA 01907-1767
Document Number	38227-463
Book / Page	38227 / 463
Instrument Date	Jan 28, 2020
Instrument	20200130002770
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 CHERRY ST, SWAMPSCOTT, MA 01907-1767

Mortgage

Document Number	200130002780
Date	Jan 30, 2020
Instrument	200130002780

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,050.00 (+36.52%)	$754,200 (+30.51%) Land $244,700 Building $509,500	$676,771 (+28.89%)
2025	$6,629.00 (+7.89%)	$577,900 (+10.43%) Land $244,700 Building $333,200	$525,065
2023	$6,144.00	$523,300 Land $215,800 Building $307,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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