46 Cherry St, #A, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 46 Cherry St, #A, Swampscott, MA 01907

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,418 sqft · built 2014
Lot Size	0.16 acres (6,990 sqft)
Owner	2 Individual Names on Record
Last Sale	$418,000 (May 2019)
Tax Bill	$6,761 (2026)
Deeds & Mortgages	Mar 2020 Mortgage May 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:0006 B:0245 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:0006 B:0245 L:0`
Alternative APN	`SWAM M:0006 B:0245 L:A`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,418 sqft Living Area
Gross Area	1,508 sqft
Basement Area	1,544 sqft
Unfinished Basement	1,544 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,990 sqft (0.16 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	46 CHERRY ST, A
City	SWAMPSCOTT
State	MA
Zip	01907-1751
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	A3
Legal Block	245
Legal Lot Number	A
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	1
Census Block	1018
Census Tract	202103

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 CHERRY ST, A, SWAMPSCOTT, MA 01907-1751
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
May 23, 2019	Condominium Deed, Transfer · Conventional with PMI SANTANDER BK NA
Apr 20, 2017	Quit Claim Deed, Transfer JP MORGAN CHASE BK
Jan 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2019 · Amount on Record
Deed Sale	May 23, 2019 · Amount on Record
Prior Sale	Apr 20, 2017 · Amount on Record
Deed Book / Page	37531 / 554
Transfer Doc	035809-466
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	46 CHERRY ST # A, A, SWAMPSCOTT, MA 01907-1751
Document Number	38347-142
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46 CHERRY ST #A SWAMPSCOTT MA 019071751, A, SWAMPSCOTT, MA 01907-1751

Mortgage

Document Number	38347-142
Date	Mar 19, 2020
Book Page	038347/000142
Instrument	19000340

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2050

May 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	May 23, 2019
Property Address	46 CHERRY ST # A, A, SWAMPSCOTT, MA 01907-1751
Document Number	37531-554
Book / Page	037531 / 000554
Instrument Date	May 2, 2019
Instrument	1905234020
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,906.08
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 CHERRY ST #A SWAMPSCOTT MA 019071751, A, SWAMPSCOTT, MA 01907-1751

Mortgage

Document Number	37531-556
Date	May 23, 2019
Book Page	037531/000556
Instrument	1905234030

Lender

Name	SANTANDER BK NA
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2049

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Apr 20, 2017
Property Address	46 CHERRY ST # A, A, SWAMPSCOTT, MA 01907-1751
Document Number	35809-466
Book / Page	035809 / 000466
Instrument Date	Apr 18, 2017
Instrument	1704200066
Transaction Type	Transfer
Record Updated	May 10, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46 CHERRY ST SWAMPSCOTT MA 019071751, SWAMPSCOTT, MA 01907-1751

Mortgage

Document Number	35809-469
Date	Apr 20, 2017
Book Page	035809/000469
Instrument	1704200067

Lender

Name	JP MORGAN CHASE BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Jan 20, 2017
Property Address	46 CHERRY ST # A, A, SWAMPSCOTT, MA 01907-1751
Document Number	35625-3
Book / Page	035625 / 000003
Instrument Date	Dec 9, 2016
Instrument	1701200127
Transaction Type	Transfer
Record Updated	Feb 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 CHERRY ST #A SWAMPSCOTT MA 019071751, A, SWAMPSCOTT, MA 01907-1751

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,761.00 (+18.68%)	$563,400 (+13.43%) Building $563,400	$555,112 (+8.15%)
2025	$5,697.00 (+5.05%)	$496,700 (+7.53%) Building $496,700	$513,285
2023	$5,423.00	$461,900 Building $461,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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