878 Co Rd 41, Waterloo, IN 46793 Property Records

DeKalb County property record for 878 Co Rd 41, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,568 sqft · built 1970
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$35,245 (Apr 2024)
Tax Bill	$771 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-02-11-300-005.000-018`

Property Details

APN / Parcel Number

Primary APN	`17-02-11-300-005.000-018`
Alternative APN	`100211300005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Wood
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	100211300005
Street Address	878 COUNTY ROAD 41
City	WATERLOO
State	IN
Zip	46793-9764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE1/4 SW1/4 SECTION 11 TWP 35 RANGE 13 ACRES 2.0000
Jurisdiction	DE KALB IN
Township / Civil Division	SMITHFIELD
Census Block Group	3
Census Block	3012
Census Tract	20100

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	878 COUNTY ROAD 41, WATERLOO, IN 46793-9764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Intrafamily Transfer, Transfer · Closed-End Mortgage FIRST FEDERAL SAVINGS BANK OF ANGOL
Jun 3, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS BANK OF ANGOLA
Jan 11, 2022	Warranty Deed, Transfer · Line of Credit FIRST FEDERAL SAVINGS BANK OF ANGOL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2024 · Amount on Record
Deed Sale	Apr 16, 2024 · Amount on Record
Prior Sale	Jan 11, 2022 · Amount on Record
Deed Document Number	20241778
Prior Transfer Date	Apr 8, 2024
Prior Transfer Doc	0202401778
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IN
Recording Date	Apr 16, 2024
Property Address	878 COUNTY ROAD 41, WATERLOO, IN 46793-9764
Document Number	0202401778
Instrument Date	Apr 8, 2024
Instrument	202401778
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	878 COUNTY ROAD 41, WATERLOO, IN 46793-9764

Mortgage

Document Number	0202401779
Date	Apr 16, 2024
Instrument	202401779

Lender

Name	FIRST FEDERAL SAVINGS BANK OF ANGOL
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 12, 2034

Mortgage

Document Number	0202401779
Date	Apr 16, 2024
Instrument	202401779

Lender

Name	FIRST FEDERAL SAVINGS BANK OF ANGOLA
Type	Bank
Address	212 E MAUMEE ST, ANGOLA, IN 46703

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 12, 2034

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	878 COUNTY ROAD 41, WATERLOO, IN 46793-9764
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	878 COUNTY ROAD 41, WATERLOO, IN 46793-9764

Mortgage

Document Number	0202203413
Date	Jun 3, 2022
Instrument	202203413

Lender

Name	FIRST FEDERAL SAVINGS BANK OF ANGOLA
Type	Bank
Address	ANGOLA, IN 46703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2037

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Jan 11, 2022
Property Address	878 COUNTY ROAD 41, WATERLOO, IN 46793-9764
Document Number	0202200260
Instrument Date	Jan 4, 2022
Instrument	202200260
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	878 COUNTY ROAD 41, WATERLOO, IN 46793-9764

Mortgage

Document Number	0202200261
Date	Jan 11, 2022
Instrument	202200261

Lender

Name	FIRST FEDERAL SAVINGS BANK OF ANGOL
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 4, 2037

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Smithfield Township
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$771.00 (+0.39%)	$188,500 (+3.51%) Land $38,200 Building $150,300	$188,500 (+3.51%) Land $38,200 Building $150,300
2024	$768.00 (+5.79%)	$182,100 (+5.08%) Land $36,700 Building $145,400	$182,100 (+5.08%) Land $36,700 Building $145,400
2023	$726.00 (-2.42%)	$173,300 (+11.52%) Land $34,600 Building $138,700	$173,300 (+11.52%) Land $34,600 Building $138,700
2022	$744.00	$155,400 Land $30,100 Building $125,300	$155,400 Land $30,100 Building $125,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Mar 2009 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Lakeland Internet Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless	150 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T.

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