1079 Co Rd 41, Waterloo, IN 46793 Property Records

DeKalb County property record for 1079 Co Rd 41, Waterloo, IN 46793

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,920 sqft · built 1920
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$150,900 (Dec 2013)
Tax Bill	$1,248 (2025)
Deeds & Mortgages	Nov 2018 Construction Loan Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-02-14-200-003.000-018`

Property Details

APN / Parcel Number

Primary APN	`17-02-14-200-003.000-018`
Alternative APN	`100214200003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft
Basement Area	1,080 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Other
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Lean-To	1,120 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	100214200003
Street Address	1079 COUNTY ROAD 41
City	WATERLOO
State	IN
Zip	46793-9332
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT S1/2 NE1/4 SECTION 14 TWP 35 RANGE 13 ACRES 5.0000
Jurisdiction	DE KALB IN
Township / Civil Division	SMITHFIELD
Census Block Group	3
Census Block	3013
Census Tract	20100

Owner

1079 Co Rd 41, a rural home, is owned and occupied by an individual who bought it in December 2013.

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1079 COUNTY ROAD 41, WATERLOO, IN 46793-9332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2018	Deed of Trust, Mortgage · Construction Mortgage FARM CREDIT MID AMERICA FLCA
Sep 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2013 · Amount on File
Deed Sale	Dec 23, 2013 · Amount on File
Prior Sale	May 26, 2000 · Amount on File
Deed Document Number	20137408
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	1079 COUNTY ROAD 41, WATERLOO, IN 46793-9332
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201805942
Date	Nov 15, 2018
Instrument	201805942

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Funding / Finance Company
Address	34390

Agreement

Type	Construction Mortgage
Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	1079 COUNTY ROAD 41, WATERLOO, IN 46793-9332
Transaction Type	Mortgage
Record Updated	Dec 26, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201904303
Date	Sep 9, 2019
Instrument	201904303

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 1079 Co Rd 41 was $1,248, up 2.8% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Smithfield Township
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,248.00 (+2.8%)	$252,900 (+5.11%) Land $42,800 Building $210,100	$252,900 (+5.11%) Land $42,800 Building $210,100
2024	$1,214.00 (+6.49%)	$240,600 (+4.56%) Land $41,200 Building $199,400	$240,600 (+4.56%) Land $41,200 Building $199,400
2023	$1,140.00 (-3.47%)	$230,100 (+13.41%) Land $38,500 Building $191,600	$230,100 (+13.41%) Land $38,500 Building $191,600
2022	$1,181.00	$202,900 Land $33,900 Building $169,000	$202,900 Land $33,900 Building $169,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1079 Co Rd 41 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Mar 2009 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1079 Co Rd 41 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Lakeland Internet Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless	150 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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