DeKalb County property record for 696 Co Rd 41, Waterloo, IN 46793
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,526 sqft · built 1980 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $194,000 (Sep 2016) |
| Tax Bill | $849 (2025) |
| Deeds & Mortgages | Feb 2020 Line of Credit Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-02-11-300-006.000-018 |
| Primary APN | 17-02-11-300-006.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,526 sqft Living Area |
| 1st Floor Area | 1,526 sqft |
| Basement Area | 432 sqft |
| Unfinished Basement | 432 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 100211300006 |
|---|---|
| Street Address | 696 COUNTY ROAD 41 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PT NE1/4 SW1/4 SECTION 11 TWP 35 RANGE 13 ACRES 2.0000 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 20100 |
Source: DeKalb County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 696 COUNTY ROAD 41, WATERLOO, IN 46793-9764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2020 | Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK |
| Feb 3, 2020 | Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2016 · Amount on Record |
| Deed Sale | Sep 19, 2016 · Amount on Record |
| Prior Sale | Jun 7, 2010 · Amount on Record |
| Deed Document Number | 20165213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 696 COUNTY ROAD 41, WATERLOO, IN 46793-9764 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202000629 |
|---|---|
| Date | Feb 3, 2020 |
| Instrument | 202000629 |
| Name | COMMUNITY STATE BANK |
|---|---|
| Type | Bank |
| Address | AVILLA, IN 46710 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 3, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 696 COUNTY ROAD 41, WATERLOO, IN 46793-9764 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202000630 |
|---|---|
| Date | Feb 3, 2020 |
| Instrument | 202000630 |
| Name | COMMUNITY STATE BANK |
|---|---|
| Type | Bank |
| Address | AVILLA, IN 46710 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 3, 2030 |
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Smithfield Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $849.00 (-2.53%) | $206,800 (+2.27%) Land $33,900 Building $172,900 | $206,800 (+2.27%) Land $33,900 Building $172,900 |
| 2024 | $871.00 (-6.84%) | $202,200 (+4.66%) Land $32,600 Building $169,600 | $202,200 (+4.66%) Land $32,600 Building $169,600 |
| 2023 | $935.00 (+6.74%) | $193,200 (+15.69%) Land $30,500 Building $162,700 | $193,200 (+15.69%) Land $30,500 Building $162,700 |
| 2022 | $876.00 | $167,000 Land $26,400 Building $140,600 | $167,000 Land $26,400 Building $140,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Mar 2009 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Lakeland Internet Fixed Wireless | 500 / 100 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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