DeKalb County property record for 1093 Co Rd 41, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,472 sqft · built 1950 |
| Lot Size | 1.31 acres (57,064 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $722 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-02-14-200-002.000-018 |
| Primary APN | 17-02-14-200-002.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| 1st Floor Area | 1,472 sqft |
| Family Room | Family Room |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 57,064 sqft (1.31 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 100214200002 |
|---|---|
| Street Address | 1093 COUNTY ROAD 41 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S1/2 NE1/4 SECTION 14 TWP 35 RANGE 13 ACRES 1.3100 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 20100 |
1093 Co Rd 41 is owned and occupied by an individual.
Source: DeKalb County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1093 COUNTY ROAD 41, WATERLOO, IN 46793-9332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 1093 COUNTY ROAD 41, WATERLOO, IN 46793-9332 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202107543 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 202107543 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
The 2025 property tax bill for 1093 Co Rd 41 was $722, up 4.8% from the year before.
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Smithfield Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $722.00 (+4.79%) | $182,700 (+6.53%) Land $32,400 Building $150,300 | $182,700 (+6.53%) Land $32,400 Building $150,300 |
| 2024 | $689.00 (+9.02%) | $171,500 (+4.45%) Land $31,100 Building $140,400 | $171,500 (+4.45%) Land $31,100 Building $140,400 |
| 2023 | $632.00 (-5.11%) | $164,200 (+11.55%) Land $29,400 Building $134,800 | $164,200 (+11.55%) Land $29,400 Building $134,800 |
| 2022 | $666.00 | $147,200 Land $25,500 Building $121,700 | $147,200 Land $25,500 Building $121,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1093 Co Rd 41 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Mar 2009 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1093 Co Rd 41 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: T-Mobile, Watch TV.
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