878 Cherry Ln, Waterville, OH 43566 Property Records

Lucas County property record for 878 Cherry Ln, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,974 sqft · built 1964
Lot Size	0.195 acres (8,500 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Sep 2016)
Tax Bill	$4,244 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`96-08477`

Property Details

APN / Parcel Number

Primary APN	`96-08477`
Alternative APN	`46057065`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,974 sqft Living Area
1st Floor Area	1,245 sqft
2nd Floor Area	729 sqft
Basement Area	729 sqft

Exterior

Year Built	Built 1964
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Slab (Mat/Raft)
Lot Area	8,500 sqft (0.195 acres)
Lot Dimensions	131 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	878 CHERRY LN
City	WATERVILLE
State	OH
Zip	43566-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R2
Legal Description	CRESTWOOD ADDN PLAT 2 LOT 144
Legal Subdivision	CRESTWOOD ADDN
Legal Lot Number	144
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	1
Census Block	1009
Census Tract	8905

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	878 CHERRY LN, WATERVILLE, OH 43566-1112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2016 · Amount on Record
Deed Sale	Sep 7, 2016 · Amount on Record
Prior Sale	Feb 16, 2006
Deed Document Number	16106146
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	878 CHERRY LN, WATERVILLE, OH 43566-1112
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	ATI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	878 CHERRY LN, WATERVILLE, OH 43566-1112

Mortgage

Document Number	0000029826
Date	Jul 1, 2022
Instrument	202207010029826

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	May 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	878 CHERRY LN, WATERVILLE, OH 43566-1112
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032404
Date	Aug 10, 2020
Instrument	202008100032404

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,244.00 (+4.71%) Homeowner's exemption	$83,650 (-) Land $11,830 Building $71,820
2024	$4,053.00 (+26.26%) Homeowner's exemption	$83,650 (+42.26%) Land $11,830 Building $71,820	$239,000 (+42.26%) Land $33,800 Building $205,200
2023	$3,210.00 (-0.96%) Homeowner's exemption	$58,800 (-) Land $14,280 Building $44,520
2022	$3,241.00 Homeowner's exemption	$58,800 Land $14,280 Building $44,520
2021			$168,000 Land $40,800 Building $127,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, MetaLINK Technologies.

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