874 Cherry Ln, Waterville, OH 43566 Property Records

Lucas County property record for 874 Cherry Ln, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,150 sqft · built 1967
Lot Size	0.204 acres (8,900 sqft)
Owner	Owner Name on Record
Last Sale	$140,000 (Nov 2006)
Tax Bill	$3,776 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`96-08484`

Property Details

APN / Parcel Number

Primary APN	`96-08484`
Alternative APN	`46057067`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,150 sqft Living Area
1st Floor Area	1,325 sqft
2nd Floor Area	825 sqft

Exterior

Year Built	Built 1967
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Raised
Lot Area	8,900 sqft (0.204 acres)
Lot Dimensions	131 ft deep x 68 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	874 CHERRY LN
City	WATERVILLE
State	OH
Zip	43566-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R2
Legal Description	CRESTWOOD ADDN PLAT 2 LOT 146 & E 3 FT LOT 145
Legal Subdivision	CRESTWOOD ADDN
Legal Lot Number	146,145
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	1
Census Block	1009
Census Tract	8905

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	874 CHERRY LN, WATERVILLE, OH 43566-1112
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST FED'L S&L/LAKEWOOD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2006 · Amount on Record
Deed Sale	Nov 6, 2006 · Amount on Record
Prior Sale	Nov 6, 2006 · Amount on Record
Deed Document Number	0000074677
Last Transfer Date	May 20, 2010
Transfer Doc	0000020474
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	874 CHERRY LN, WATERVILLE, OH 43566-1112
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057488
Date	Oct 28, 2021
Instrument	202110280057488

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	874 CHERRY LN, WATERVILLE, OH 43566-1112
Document Number	0000039133
Instrument Date	Aug 29, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017
Title Company	TRISUN LAND SERVICES, TRISUN LAND SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	874 CHERRY LN WATERVILLE OH 435661112, WATERVILLE, OH 43566-1112

Mortgage

Document Number	0000039133
Date	Sep 6, 2017
Instrument	39133

Lender

Name	FIRST FED'L S&L/LAKEWOOD
Type	Federal Savings Bank
Address	CLEVELAND, OH 44107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2047

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,776.00 (+4.77%)	$74,375 (-) Land $14,875 Building $59,500
2024	$3,604.00 (+20.58%)	$74,375 (+35.87%) Land $14,875 Building $59,500	$212,500 (+35.87%) Land $42,500 Building $170,000
2023	$2,989.00 (-0.96%)	$54,740 (-) Land $12,285 Building $42,455
2022	$3,018.00 Homeowner's exemption	$54,740 Land $12,285 Building $42,455
2021			$156,400 Land $35,100 Building $121,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, MetaLINK Technologies.

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