875 Cherry Ln, Waterville, OH 43566 Property Records

Lucas County property record for 875 Cherry Ln, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1968
Lot Size	0.192 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (Oct 2010)
Tax Bill	$3,924 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`96-08464`

Property Details

APN / Parcel Number

Primary APN	`96-08464`
Alternative APN	`46057061`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Basement Area	896 sqft

Exterior

Year Built	Built 1968
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Slab (Mat/Raft)
Lot Area	8,400 sqft (0.192 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	875 CHERRY LN
City	WATERVILLE
State	OH
Zip	43566-1149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R2
Legal Description	CRESTWOOD ADDN PLAT 2 LOT 140 EXC W 10 FT & W 5FT LOT 139
Legal Subdivision	CRESTWOOD ADDN
Legal Lot Number	140,139
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	1
Census Block	1008
Census Tract	8905

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	875 CHERRY LN, WATERVILLE, OH 43566-1149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2010 · Amount on Record
Deed Sale	Oct 28, 2010 · Amount on Record
Prior Sale	Feb 17, 2010 · Amount on Record
Deed Document Number	10106678
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	875 CHERRY LN, WATERVILLE, OH 43566-1149
Transaction Type	Mortgage
Record Updated	Oct 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 CHERRY LN, WATERVILLE, OH 43566-1149

Mortgage

Document Number	0000043577
Date	Oct 4, 2022
Instrument	202210040043577

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Aug 25, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	875 CHERRY LN, WATERVILLE, OH 43566-1149
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015561
Date	Mar 29, 2021
Instrument	202103290015561

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,924.00 (+4.72%)	$77,315 (-) Land $14,665 Building $62,650
2024	$3,747.00 (+10.24%)	$77,315 (+24.17%) Land $14,665 Building $62,650	$220,900 (+24.17%) Land $41,900 Building $179,000
2023	$3,399.00 (-0.96%)	$62,265 (-) Land $11,760 Building $50,505
2022	$3,432.00 Homeowner's exemption	$62,265 Land $11,760 Building $50,505
2021			$177,900 Land $33,600 Building $144,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, MetaLINK Technologies.

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