877 Cherry Ln, Waterville, OH 43566 Property Records

Lucas County property record for 877 Cherry Ln, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,644 sqft · built 1968
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,700 (Jul 2017)
Tax Bill	$3,974 (2024)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`96-08467`

Property Details

APN / Parcel Number

Primary APN	`96-08467`
Alternative APN	`46057062`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,644 sqft Living Area
Gross Area	2,772 sqft
1st Floor Area	942 sqft
2nd Floor Area	702 sqft
Basement Area	702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	877 CHERRY LN
City	WATERVILLE
State	OH
Zip	43566-1149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R2
Legal Description	CRESTWOOD ADDN PLAT 2 LOT 141 EXC W 15 FT & W 10FT LOT 140
Legal Subdivision	CRESTWOOD ADDN PLAT 2
Legal Tract	89.02
Legal Lot Number	141
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	1
Census Block	1008
Census Tract	8905

Owner

Source: Lucas County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	877 CHERRY LN, WATERVILLE, OH 43566-1149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Jul 6, 2017	Grant Deed, Transfer · FHA Mortgage EQUITY RSRCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2017 · Amount on Record
Deed Sale	Jul 6, 2017 · Amount on Record
Prior Sale	Apr 18, 2013 · Amount on Record
Deed Document Number	201728150
Prior Transfer Date	May 13, 2005
Prior Transfer Doc	0000038076
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Recording Date	Jun 24, 2026
Property Address	877 CHERRY LN, WATERVILLE, OH 43566-1149
Document Number	0000024086
Instrument Date	Jun 10, 2026
Instrument	202624086
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	877 CHERRY LN, WATERVILLE, OH 43566-1149

Mortgage

Document Number	0000024086,
Date	Jun 24, 2026
Instrument	202624086

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 20, 2066

Interest

Rate	6.36%
Max Rate	-1%

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUCAS OH
Recording Date	Jul 6, 2017
Property Address	877 CHERRY LN, WATERVILLE, OH 43566-1149
Document Number	0000028150
Instrument Date	Jun 30, 2017
Instrument	28150
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	LVL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$758.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	877 CHERRY LN WATERVILLE OH 435661149, WATERVILLE, OH 43566-1149

Mortgage

Document Number	28151
Date	Jul 6, 2017
Instrument	28151

Lender

Name	EQUITY RSRCS
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2047

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,005 (-) Land $12,600 Building $69,405	$234,300 (-) Land $36,000 Building $198,300
2024	$3,974.00 (+9.93%)	$82,005 (+23.84%) Land $12,600 Building $69,405	$234,300 (+23.84%) Land $36,000 Building $198,300
2023	$3,615.00 (-0.96%)	$66,220 (-) Land $10,150 Building $56,070
2022	$3,650.00 Homeowner's exemption	$66,220 Land $10,150 Building $56,070
2021			$189,200 Land $29,000 Building $160,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, MetaLINK Technologies.

Nearby Properties on Cherry Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures