869 Reflections Loop E, Winter Haven, FL 33884 Property Records

Polk County property record for 869 Reflections Loop E, Winter Haven, FL 33884 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	1,585 sqft Living Area
Lot Size	8,050 sqft (0.185 acres)
Occupancy	Owner Occupied
Last Sale	$95,900 (2000)
Tax Bill	$948.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-29-12-687514-000512`
Alternative APNs	`122926687514000512` `22926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,585 sqft Living Area
Gross Area	1,985 sqft Gross Area
1st Floor	1,585 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	8,050 sqft (0.185 acres)
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Porch Area	40 sqft Porch

Location & Zoning

Street Address	869 REFLECTIONS LOOP E
City	WINTER HAVEN
State	FL
Zip	33884-3568
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	REFLECTIONS EAST PHASE TWO PB 109 PG 6 LOT 51 S 5 FT & ALL LOT 52
Legal Range	26E
Legal Township	29S
Legal Section	12
Legal Subdivision	REFLECTIONS EAST PHASE TWO
Legal Phase	2
Legal Tract	687514
Legal Block	2
Legal Lot Number	51,52
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	2
Census Block	2018
Census Tract	14006

Owner

Source: Polk County records · APN 26-29-12-687514-000512

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	869 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3568
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 21, 2000 · Amount on Record
Deed Sale	Sep 21, 2000 · Amount on Record
Deed Book / Page	4537 / 1030
Last Transfer Date	May 07, 2025
Transfer Doc	0000106976
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$948.00 (+9.09%) Homeowner's exemption	$94,172 (+5.99%)	$231,476 (+0.18%) Land $39,000 Building $192,476
2023	$869.00 (+5.08%) Homeowner's exemption	$88,852 (+3%)	$231,058 (+7.69%) Land $38,000 Building $193,058
2022	$827.00 Homeowner's exemption	$86,264	$214,564 Land $32,000 Building $182,564

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Florida
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.