877 E River Dr, Lake Luzerne, NY 12846 Property Records

Warren County and Lake Luzerne Town property record for 877 E River Dr, Lake Luzerne, NY 12846

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 725 sqft · built 1960
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$154,900 (Nov 2005)
Tax Bill	$2,077 (2026)
Deeds & Mortgages	Feb 2022 Refinance Sep 2017 Transfer
APN	`523200 305.12-1-6`

Property Details

APN / Parcel Number

Primary APN	`523200 305.12-1-6`
Alternative APN	`320030501200010060000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	725 sqft Living Area
1st Floor Area	725 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	100 ft deep x 50 ft wide
View / Lot	Waterfront
Porch	Slab
Porch Area	360 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	877 E RIVER DR
City	LAKE LUZERNE
State	NY
Zip	12846-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR
Legal Description	RES. 36.-1-9
Legal Block	1
Legal Lot Number	6.000
Jurisdiction	WARREN NY
Township / Civil Division	LAKE LUZERNE
Census Block Group	2
Census Block	2068
Census Tract	71000

Owner

Source: Warren County and Lake Luzerne Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	877 E RIVER DR, LAKE LUZERNE, NY 12846-2213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
Sep 28, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2005 · Amount on Record
Deed Sale	Nov 4, 2005 · Amount on Record
Prior Sale	Sep 5, 2003 · Amount on Record
Deed Book / Page	1477 / 244
Last Transfer Date	Sep 22, 2017
Transfer Doc	0000006835
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NY
Property Address	877 E RIVER DR, LAKE LUZERNE, NY 12846-2213
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065700115
Date	Feb 24, 2022
Book Page	6570/115
Instrument	2022-1681

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN NY
Recording Date	Sep 28, 2017
Property Address	877 E RIVER DR, LAKE LUZERNE, NY 12846-2213
Document Number	0000006835
Book / Page	005635 / 000216
Instrument Date	Sep 22, 2017
Instrument	6835
Transaction Type	Transfer
Record Updated	Nov 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	877 E RIVER DR LAKE LUZERNE NY 128462213, LAKE LUZERNE, NY 12846-2213

Tax Assessment & Valuation

Source: Warren County and Lake Luzerne Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Warren County
County Subdivision	Lake Luzerne Town
Unified School District	Hadley-Luzerne Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,077.00 (+3.69%) Disabled Person's exemption Veteran's exemption
2025	$2,003.00 Disabled Person's exemption Veteran's exemption	$133,000 (-) Land $52,200 Building $80,800	$225,400 (+10.17%) Land $88,465 Building $136,935
2024		$133,000 (-) Land $52,200 Building $80,800	$204,600 (+13.86%) Land $80,302 Building $124,298
2023		$133,000 Land $52,200 Building $80,800	$179,700 Land $70,529 Building $109,171

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	9 (1979–2019)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Oct 2019 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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