871 E River Dr, Lake Luzerne, NY 12846 Property Records

Warren County and Lake Luzerne Town property record for 871 E River Dr, Lake Luzerne, NY 12846

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 1 ba · 280 sqft · built 1960
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Sep 2026)
Tax Bill	$2,305 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2020 Sale & Mortgage
APN	`523200 305.12-1-4`

Property Details

APN / Parcel Number

Primary APN	`523200 305.12-1-4`
Alternative APN	`320030501200010040000000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	280 sqft Living Area
1st Floor Area	280 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1990
Architectural Style	Cottage
Exterior Material	Composition/Composite
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	52 ft deep x 100 ft wide
View / Lot	Waterfront
Porch	Slab
Porch Area	173 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	871 E RIVER DR
City	LAKE LUZERNE
State	NY
Zip	12846
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	HR
Legal Description	SHED 36.-1-7
Legal Block	1
Legal Lot Number	4.000
Jurisdiction	WARREN NY
Township / Civil Division	LAKE LUZERNE
Census Block Group	2
Census Block	2068
Census Tract	71000

Owner

Source: Warren County and Lake Luzerne Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	983 CREEK RD, CROWN POINT, NY 12928-2224
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE CENTER LLC
Oct 29, 2020	Warranty Deed, Transfer · Conventional Mortgage TIMOTHY BURKE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2026 · Amount on Record
Deed Sale	Sep 28, 2026 · Amount on Record
Prior Sale	Oct 29, 2020 · Amount on Record
Deed Document Number	20266076
Deed Book / Page	7305 / 81
Prior Transfer Date	Apr 11, 2002
Prior Transfer Doc	1264000114
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN NY
Recording Date	Sep 28, 2026
Property Address	871 E RIVER DR, LAKE LUZERNE, NY 12846
Document Number	0000006076
Book / Page	7305 / 81
Instrument Date	Sep 22, 2026
Instrument	20266076
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	983 CREEK RD, CROWN POINT, NY 12928-2224
Investor	Possibly a Property Investor

Mortgage

Date	Sep 28, 2026

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN NY
Recording Date	Oct 29, 2020
Property Address	871 E RIVER DR, LAKE LUZERNE, NY 12846
Document Number	0000007229
Book / Page	006216 / 000296
Instrument Date	Oct 23, 2020
Instrument	7229
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$792.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17 BROADACRES RD QUEENSBURY NY 128042506, QUEENSBURY, NY 12804-2506

Mortgage

Document Number	7230
Date	Oct 29, 2020
Book Page	006216/000300
Instrument	7230

Lender

Name	TIMOTHY BURKE
Address	15 SUE LN, HUDSON FALLS, NY 12839-1511
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 28, 2035

Interest

Rate	2.5%

Tax Assessment & Valuation

Source: Warren County and Lake Luzerne Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Warren County
County Subdivision	Lake Luzerne Town
Unified School District	Hadley-Luzerne Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,305.00 (+4.92%)
2025	$2,197.00	$104,000 (-) Land $72,500 Building $31,500	$176,300 (+25.48%) Land $122,901 Building $53,399
2023		$104,000 Land $72,500 Building $31,500	$140,500 Land $97,945 Building $42,555

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	9 (1979–2019)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Oct 2019 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E River Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures