858 E River Dr, Lake Luzerne, NY 12846 Property Records

Warren County and Lake Luzerne Town property record for 858 E River Dr, Lake Luzerne, NY 12846

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 549 sqft · built 1960
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$324,000 (Sep 2025)
Tax Bill	$2,615 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage May 2018 Transfer
APN	`523200 305.12-1-11`

Property Details

APN / Parcel Number

Primary APN	`523200 305.12-1-11`
Alternative APN	`320030501200010110000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	549 sqft Living Area
1st Floor Area	549 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	114 ft deep x 133 ft wide
View / Lot	Waterfront
Porch	Slab
Porch Area	349 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	858 E RIVER DR
City	LAKE LUZERNE
State	NY
Zip	12846
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	HR
Legal Description	CAMP 36.-1-5
Legal Block	1
Legal Lot Number	11.000
Jurisdiction	WARREN NY
Township / Civil Division	LAKE LUZERNE
Census Block Group	2
Census Block	2074
Census Tract	71000

Owner

Source: Warren County and Lake Luzerne Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	517 MAIN ST, CORINTH, NY 12822-1451
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed, Transfer · Stand-Alone First Mortgage BROADVIEW FCU
May 8, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2025 · Amount on Record
Deed Sale	Sep 18, 2025 · Amount on Record
Deed Book / Page	7132 / 165
Prior Transfer Date	Apr 30, 2018
Prior Transfer Doc	0000002785
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NY
Recording Date	Sep 18, 2025
Property Address	858 E RIVER DR, LAKE LUZERNE, NY 12846
Document Number	0071320165
Book / Page	7132 / 165
Instrument Date	Sep 15, 2025
Instrument	2025-5152
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 MAIN ST, CORINTH, NY 12822-1451

Mortgage

Document Number	0020255153
Date	Sep 18, 2025
Instrument	2025-5153

Lender

Name	BROADVIEW FCU

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN NY
Recording Date	May 8, 2018
Property Address	858 E RIVER DR, LAKE LUZERNE, NY 12846
Document Number	0000002785
Book / Page	005747 / 000169
Instrument Date	Apr 30, 2018
Instrument	2785
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust

Tax Assessment & Valuation

Source: Warren County and Lake Luzerne Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Warren County
County Subdivision	Lake Luzerne Town
Unified School District	Hadley-Luzerne Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,615.00 (+4.89%)
2025	$2,493.00 (+3.7%)	$118,000 (-) Land $59,000 Building $59,000	$200,000 (+10.19%) Land $100,000 Building $100,000
2024	$2,404.00	$118,000 (-) Land $59,000 Building $59,000	$181,500 (+13.79%) Land $90,750 Building $90,750
2023		$118,000 Land $59,000 Building $59,000	$159,500 Land $79,750 Building $79,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	9 (1979–2019)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Oct 2019 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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