Carroll County property record for 877 Backbone Ct, Westminster, MD 21157 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1996 |
| Square Footage | 2,702 sqft Total Area |
| Lot Size | 41,360 sqft (0.949 acres) |
| Garage | Attached, 420 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $490,000 (2021) |
| Tax Bill | $5,929.00 (2025) |
| Primary APN | 07-129920 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,702 sqft Total Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 41,360 sqft (0.949 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached |
| Garage Area | 420 sqft Garage |
| Deck Area | 120 sqft Deck |
| Porch | Slab |
| Porch Area | 36 sqft Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 129920 |
|---|---|
| Street Address | 877 BACKBONE CT |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 18 - 41360 SF 877 BACKBONE CT 39-121/1 SHARONS RIDGE SC 1 |
| Legal Subdivision | SHARONS RIDGE |
| Legal Lot Number | 18 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 507702 |
Source: Carroll County records · APN 07-129920
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 877 BACKBONE CT, WESTMINSTER, MD 21157-7745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 06, 2021 | Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Jan 06, 2021 | Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Feb 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage POINT BREEZE CU |
| Jul 02, 2019 | Deed of Trust, Mortgage · Conventional with PMI POINT BREEZE CU |
| Sep 26, 2018 | Deed, Transfer · Conventional Mortgage PACIFIC UNION FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 06, 2021 · Amount on Record |
| Deed Sale | Jan 06, 2021 · Amount on Record |
| Prior Sale | Sep 26, 2018 · Amount on Record |
| Deed Book / Page | 10034 / 445 |
| Prior Transfer Date | Feb 04, 2014 |
| Prior Transfer Doc | 0076000488 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jan 06, 2021 |
| Property Address | 877 BACKBONE CT, WESTMINSTER, MD 21157-7745 |
| Document Number | 0100340045 |
| Book / Page | 10034 / 445 |
| Map Reference | MB 39 FO 121 |
| Instrument Date | Dec 14, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2021 |
| Title Company | LAWYERS SIGNATURE STLMTS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 877 BACKBONE CT, WESTMINSTER, MD 21157-7745 |
| Document Number | 100340451 |
|---|---|
| Date | Jan 06, 2021 |
| Instrument | 10034-0451 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jan 06, 2021 |
| Property Address | 877 BACKBONE CT, WESTMINSTER, MD 21157-7745 |
| Document Number | 0100340445 |
| Book / Page | 10034 / 445 |
| Map Reference | MB 39 FO 121 |
| Instrument Date | Dec 14, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 877 BACKBONE CT, WESTMINSTER, MD 21157-7745 |
| Document Number | 0010034451 |
|---|---|
| Date | Jan 06, 2021 |
| Instrument | 10034/451 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 877 BACKBONE CT, WESTMINSTER, MD 21157-7745 |
| Document Number | 0095910247 |
| Instrument Date | Feb 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 877 BACKBONE CT WESTMINSTER MD 211577745, WESTMINSTER, MD 21157-7745 |
| Document Number | 0095910247 |
|---|---|
| Date | Mar 06, 2020 |
| Book Page | 009591/000247 |
| Name | POINT BREEZE CU |
|---|---|
| Type | Credit Union |
| Address | HUNT VALLEY, MD 21031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 05, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 877 BACKBONE CT, WESTMINSTER, MD 21157-7745 |
| Document Number | 0093390361 |
| Instrument Date | Jul 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 877 BACKBONE CT WESTMINSTER MD 211577745, WESTMINSTER, MD 21157-7745 |
| Document Number | 0093390361 |
|---|---|
| Date | Jul 08, 2019 |
| Book Page | 009339/000361 |
| Name | POINT BREEZE CU |
|---|---|
| Type | Credit Union |
| Address | HUNT VALLEY, MD 21031 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 07, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Sep 26, 2018 |
| Property Address | 877 BACKBONE CT, WESTMINSTER, MD 21157-7745 |
| Document Number | 0091290344 |
| Book / Page | 9129 / 0344 |
| Map Reference | MB39 FO121 |
| Instrument Date | Sep 10, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | LAKESIDE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 877 BACKBONE CT, WESTMINSTER, MD 21157-7745 |
| Document Number | 0009129350 |
|---|---|
| Date | Sep 26, 2018 |
| Instrument | 9129/350 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $575,500 (+9.81%) Land $140,000 Building $435,500 | $575,500 (-) Land $140,000 Building $435,500 | |
| 2025 | $5,929.00 (+24.56%) | $524,100 (+24.4%) | $575,500 (+36.6%) Land $140,000 Building $435,500 |
| 2023 | $4,760.00 | $421,300 Land $140,000 Building $281,300 | $421,300 Land $140,000 Building $281,300 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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