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874 Backbone Ct, Westminster, MD 21157 Property Records

Carroll County property record for 874 Backbone Ct, Westminster, MD 21157 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,572 sqft · built 1996
Lot Size2.01 acres (87,556 sqft)
Owner2 Individual Names on File
Last Sale$457,450 (Jun 2017)
Tax Bill$5,665 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-129874

Property Details

APN / Parcel Number

Primary APN07-129874
Alternative APNs
  • 7129874
  • 129874

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,572 sqft Total Area
Basement Area450 sqft
Finished Basement450 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area87,556 sqft (2.01 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area480 sqft
Patio Area454 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number129874
Street Address874 BACKBONE CT
CityWESTMINSTER
StateMD
Zip21157-7745
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 13 - 2.01 ACS 874 BACKBONE CT 39-122/1 SHARONS RIDGE SC 1
Legal SubdivisionSHARONS RIDGE SEC 01
Legal Lot Number13
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group1
Census Block1000
Census Tract507702

Owner

Source: Carroll County records · APN 07-129874

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address874 BACKBONE CT, WESTMINSTER, MD 21157-7745
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
TD BANK NA
Jun 22, 2017Deed, Transfer · Conventional Mortgage
TD BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 22, 2017 · Amount on Record
Deed SaleJun 22, 2017 · Amount on Record
Prior SaleOct 14, 1999 · Amount on Record
Deed Document Number20178727-0312
Deed Book / Page8727 / 312
Transfer Doc0000000737
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address874 BACKBONE CT, WESTMINSTER, MD 21157-7745
Transaction TypeMortgage
Record UpdatedMar 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0106890372
DateFeb 28, 2022
Book Page10689/372
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term175 Months
DueSep 01, 2036

June 2017: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateJun 22, 2017
Property Address874 BACKBONE CT, WESTMINSTER, MD 21157-7745
Document Number0087270312
Book / Page8727 / 0312
Map ReferenceMB39 FO122
Instrument DateMay 26, 2017
Instrument8727-0312
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyCREEKSIDE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address874 BACKBONE CT, WESTMINSTER, MD 21157-7745

Mortgage

Document Number87270317
DateJun 22, 2017
Instrument8727-0317
Lender
NameTD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$623,300 (+38.63%) Land $150,100 Building $473,200$623,300 (+38.63%) Land $150,100 Building $473,200
2025$5,665.00 (+11.52%) Homeowner's exemption
2023$5,080.00 Homeowner's exemption$449,600 Land $150,100 Building $299,500$449,600 Land $150,100 Building $299,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135077021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 43 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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