876 Backbone Ct, Westminster, MD 21157 Property Records

Carroll County property record for 876 Backbone Ct, Westminster, MD 21157 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3.5 Baths
Year BuiltBuilt 1996
Square Footage2,416 sqft Total Area
Lot Size84,027 sqft (1.92 acres)
GarageAttached, 380 sqft
OccupancyOwner Occupied
Last Sale$699,900 (2024)
Tax Bill$5,922.00 (2025)

Owner

Source: Carroll County records · APN 07-129866

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address876 BACKBONE CT, WESTMINSTER, MD 21157-7745
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2024Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Nov 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
BAY CAPITAL MORTGAGE CORP
Jan 28, 2021Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL FCU OF MARYLAND

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 12, 2024 · Amount on Record
Deed SaleMar 12, 2024 · Amount on Record
Prior SaleAug 09, 2013 · Amount on Record
Deed Book / Page11206 / 457
Prior Transfer DateMar 03, 2016
Prior Transfer Doc0082410323
Record RefreshedSep 20, 2026

March 2024: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateMar 12, 2024
Property Address876 BACKBONE CT, WESTMINSTER, MD 21157-7745
Document Number0112060457
Book / Page11206 / 457
Map ReferenceMB 39 PG 122
Instrument DateMar 04, 2024
Transaction TypeTransfer
Record UpdatedMar 25, 2024
Title CompanyNOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,749.75
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address876 BACKBONE CT, WESTMINSTER, MD 21157-7745

Mortgage

Document Number0112060464
DateMar 12, 2024
Instrument11206-0464
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address876 BACKBONE CT, WESTMINSTER, MD 21157-7745
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanySAFEGUARD TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0099670020
DateNov 25, 2020
Book Page9967/20
Lender
NameBAY CAPITAL MORTGAGE CORP
TypeMortgage Company
AddressANNAPOLIS, MD 21401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address876 BACKBONE CT, WESTMINSTER, MD 21157-7745
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0100760394
DateJan 28, 2021
Book Page10076/394
Lender
NameFIRST FINANCIAL FCU OF MARYLAND
TypeCredit Union
AddressSPARKS GLENCOE, MD 21152
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 27, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$603,800 (+9.78%) Land $149,200 Building $454,600$603,800 (-) Land $149,200 Building $454,600
2025$5,922.00 (+18.46%) Homeowner's exemption$550,000 (+24.32%)$603,800 (+36.48%) Land $149,200 Building $454,600
2023$4,999.00 Homeowner's exemption$442,400 Land $149,200 Building $293,200$442,400 Land $149,200 Building $293,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN07-129866
Alternative APNs
  • 7129866
  • 129866

Interior

Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area2,416 sqft Total Area
Basement Area389 sqft Basement
Finished Basement389 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area84,027 sqft (1.92 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area380 sqft Garage
Deck Area288 sqft Deck
Patio Area200 sqft Patio
Porch Area32 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number129866
Street Address876 BACKBONE CT
CityWESTMINSTER
StateMD
Zip21157-7745
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 12 - 1.9291 ACS 876 BACKBONE CT 39-122/1 SHARONS RIDGE SC 1
Legal SubdivisionSHARONS RIDGE SEC 01
Legal Lot Number12
JurisdictionCARROLL MD
Minor Civil Division7, WESTMINSTER
Census Blockgroup1
Census Block1000
Census Tract507702

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