Carroll County property record for 885 Backbone Ct, Westminster, MD 21157 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1996 |
| Square Footage | 2,976 sqft Total Area |
| Lot Size | 40,828 sqft (0.937 acres) |
| Garage | Attached, 420 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $425,000 (2004) |
| Tax Bill | $5,798.00 (2025) |
Source: Carroll County records · APN 07-129947
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 885 BACKBONE CT, WESTMINSTER, MD 21157-7745 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 05, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage SPRING EQ LLC |
| Oct 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Nov 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| May 08, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Feb 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Mar 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 21, 2004 · Amount on Record |
| Deed Sale | May 21, 2004 · Amount on Record |
| Prior Sale | Aug 08, 1996 · Amount on Record |
| Deed Doc Number | 200435731 |
| Deed Book / Page | 3992 / 706 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 885 BACKBONE CT, WESTMINSTER, MD 21157-7745 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0110440389 |
|---|---|
| Date | Jun 05, 2023 |
| Book Page | 11044/389 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 885 BACKBONE CT, WESTMINSTER, MD 21157-7745 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0105150069 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 10515/69 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Nov 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 885 BACKBONE CT, WESTMINSTER, MD 21157-7745 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0100540095 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 10054/95 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 165 Months |
| Due | Oct 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 885 BACKBONE CT, WESTMINSTER, MD 21157-7745 |
| Document Number | 0095060155 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 885 BACKBONE CT WESTMINSTER MD 211577745, WESTMINSTER, MD 21157-7745 |
| Document Number | 0095060155 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 009506/000155 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 10, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 885 BACKBONE CT, WESTMINSTER, MD 21157-7745 |
| Document Number | 0092960358 |
| Instrument Date | May 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 885 BACKBONE CT WESTMINSTER MD 211577745, WESTMINSTER, MD 21157-7745 |
| Document Number | 0092960358 |
|---|---|
| Date | May 22, 2019 |
| Book Page | 009296/000358 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 21, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 885 BACKBONE CT, WESTMINSTER, MD 21157-7745 |
| Document Number | 0089640121 |
| Instrument Date | Feb 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 885 BACKBONE CT WESTMINSTER MD 211577745, WESTMINSTER, MD 21157-7745 |
| Document Number | 0089640121 |
|---|---|
| Date | Mar 14, 2018 |
| Book Page | 008964/000121 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 13, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 885 BACKBONE CT, WESTMINSTER, MD 21157-7745 |
| Document Number | 0086480376 |
| Book / Page | 008648 / 000376 |
| Instrument Date | Mar 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 885 BACKBONE CT WESTMINSTER MD 211577745, WESTMINSTER, MD 21157-7745 |
| Document Number | 0086480376 |
|---|---|
| Date | Mar 30, 2017 |
| Book Page | 008648/000376 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 29, 2032 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $635,600 (+38.08%) Land $140,000 Building $495,600 | $635,600 (+38.08%) Land $140,000 Building $495,600 | |
| 2025 | $5,798.00 (+11.48%) Homeowner's exemption | ||
| 2023 | $5,201.00 Homeowner's exemption | $460,300 Land $140,000 Building $320,300 | $460,300 Land $140,000 Building $320,300 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07-129947 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Partial Baths | 2 Partial Baths |
| Building Area | 2,976 sqft Total Area |
| Basement Area | 888 sqft Basement |
| Finished Basement | 888 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 40,828 sqft (0.937 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Deck Area | 320 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 129947 |
|---|---|
| Street Address | 885 BACKBONE CT |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7745 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 20 -40828 SQ FT BACKBONE CT 39-121/122 SHARONS RIDGE SC 1 |
| Legal Subdivision | SHARONS RIDGE SEC 01 |
| Legal Lot Number | 20 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 7, WESTMINSTER |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 507702 |
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