875 Roca St, Ashland, OR 97520 Property Records

Jackson County property record for 875 Roca St, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,976 sqft · built 1990
Lot Size	1.61 acres (70,132 sqft)
Owner	Company Name on Record
Tax Bill	$10,570 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Sep 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`391E15BC2400`

Property Details

APN / Parcel Number

Primary APN	`391E15BC2400`
Alternative APNs	`391E15BC02400` `10090042`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,976 sqft Living Area
Gross Area	3,648 sqft
1st Floor Area	2,272 sqft
2nd Floor Area	704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1991
Roof Material	Other
Lot Area	70,132 sqft
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Wood Porch
Porch Area	144 sqft
Deck Area	280 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	875 ROCA ST
City	ASHLAND
State	OR
Zip	97520-3317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Range	01E
Legal Township	39S
Legal Section	15
Legal Quarter	2
Legal Block	2
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	2
Census Block	2016
Census Tract	1900

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	875 ROCA ST, ASHLAND, OR 97520-3317
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Line of Credit ROGUE FCU
Sep 4, 2018	Loan Modification, Mortgage · Conventional Mortgage UMPQUA BK
Sep 1, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 13, 1997
Transfer Doc	0000043302
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	875 ROCA ST, ASHLAND, OR 97520-3317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002585
Date	Jan 21, 2021
Instrument	2021-002585

Lender

Name	ROGUE FCU
Type	Credit Union
Address	MEDFORD, OR 97501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON OR
Property Address	875 ROCA ST, ASHLAND, OR 97520-3317
Document Number	0000027878
Instrument Date	Sep 4, 2018
Transaction Type	Mortgage
Record Updated	Sep 14, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	875 ROCA ST ASHLAND OR 975203317, ASHLAND, OR 97520-3317

Mortgage

Document Number	0000027878
Date	Sep 5, 2018
Instrument	27878

Lender

Name	UMPQUA BK
Type	Bank
Address	ASHLAND, OR 97520

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON OR
Recording Date	Sep 1, 2017
Property Address	875 ROCA ST, ASHLAND, OR 97520-3317
Document Number	0000030340
Instrument Date	Aug 29, 2017
Instrument	30340
Transaction Type	Transfer
Record Updated	Sep 6, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	875 ROCA ST ASHLAND OR 975203317, ASHLAND, OR 97520-3317

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$687,490 (+3%)	$1,007,310 (+3.92%) Land $434,560 Building $572,750
2025	$10,570.00 (+2.15%)	$667,470 (+3%) Land $331,950 Building $335,520	$969,320 (-8.17%) Land $426,500 Building $542,820
2024	$10,348.00 (+3.37%)	$648,030 (+3%) Land $322,290 Building $325,740	$1,055,540 (-27.13%) Land $430,000 Building $625,540
2023	$10,011.00 (+3.31%)	$629,160 (+3%) Land $312,910 Building $316,250	$1,448,530 (-1.84%) Land $1,018,960 Building $429,570
2022	$9,690.00	$610,840 Land $303,800 Building $307,040	$1,475,710 Land $1,079,770 Building $395,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · lower than 60% of Oregon
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: CenturyLink.

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